FLD

SEC source: 0000950170-25-088479 · ownership.xml · nonDerivative · entry 1

Young Bracebridge H Jr · CIK 0001894252 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By 1999 Family Trust

Disclosed balance after: 7,300

F1 · shares: Represents a weighted-average price. These shares were purchased in multiple transactions at prices ranging from $4.45 to $4.55, inclusive. For all transactions reported in this Form 4 utilizing a weighted-average price, the Reporting Person will provide to the issuer, any security holder of the issuer, or the SEC staff, upon request, information regarding the number of shares sold at each price within the range.

F2 · ownership.nature: The shares are held of record by the Bracebridge H. Young, Jr. 1999 Family Trust (the "1999 Family Trust"), an irrevocable trust for which the Reporting Person serves as an investment advisor, and of which the Reporting Person's immediate family members are beneficiaries.

SEC source: 0000950170-25-082295 · ownership.xml · nonDerivative · entry 1

Kirkwood Jonathan · CIK 0002057403 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 112,500

F1 · shares: Represents shares of Company common stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-082298 · ownership.xml · nonDerivative · entry 1

Hill Kirstin · CIK 0002057434 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,500

F1 · shares: Represents shares of Company common stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-082296 · ownership.xml · nonDerivative · entry 1

Simha Erez · CIK 0002057468 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,500

F1 · shares: Represents shares of Company common stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-082297 · ownership.xml · nonDerivative · entry 1

Young Bracebridge H Jr · CIK 0001894252 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,500

F1 · shares: Represents shares of Company common stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-082294 · ownership.xml · nonDerivative · entry 1

Goldwasser Lesley · CIK 0001465575 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,500

F1 · shares: Represents shares of Company common stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-082293 · ownership.xml · nonDerivative · entry 1

Hohns Andrew · CIK 0001821434 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,500

F1 · shares: Represents shares of Company common stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-075297 · ownership.xml · nonDerivative · entry 1

Reeves William Brian Poppic · CIK 0002057455 · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,643,156

F1 · shares: Represents shares of Common Stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-075296 · ownership.xml · nonDerivative · entry 1

Dickman Thomas J · CIK 0002057497 · Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 150,000

F1 · shares: Represents shares of Common Stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-075291 · ownership.xml · nonDerivative · entry 1

Repass Wolfe · CIK 0002057456 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 150,000

F1 · shares: Represents shares of Common Stock issuable upon vesting of restricted stock units.

SEC source: 0000950170-25-075316 · ownership.xml · nonDerivative · entry 1

McManus Matt · CIK 0002067206 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,808

F1 · shares: Represents shares of Common Stock issuable upon vesting of restricted stock units.

SEC source: 0001193125-26-057340 · ownership.xml · derivative · entry 4

Kirkwood Jonathan · CIK 0002057403 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Through SATS Credit Fund

Disclosed balance after: 148,000

Underlying: Common Stock · 148,000 shares

Expires 2030-03-06

F1 · price: SATS Credit Fund LP entered into a transaction with the Issuer on March 6, 2025 pursuant to which it purchased a convertible note (convertible into approximately 3.7 million shares of Common Stock pursuant to the terms therein, the "Convertible Note"), 750,000 shares of Common Stock of the Issuer, and a warrant to purchase 925,590 shares of Common Stock. Starting April 1, 2026, interest on the Convertible Note shall be paid in shares of Common Stock (valued at a price per share of $12.50) with an expected total of 1.1 million of such interest shares payable. For additional information regarding the transaction, see the Form 8-K filed by the Issuer with the SEC on March 12, 2025.

SEC source: 0001193125-26-057340 · ownership.xml · derivative · entry 3

Kirkwood Jonathan · CIK 0002057403 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Through SATS Credit Fund LP

Disclosed balance after: 37,024

Underlying: Common Stock · 37,024 shares

Expires 2030-03-06

F1 · price: SATS Credit Fund LP entered into a transaction with the Issuer on March 6, 2025 pursuant to which it purchased a convertible note (convertible into approximately 3.7 million shares of Common Stock pursuant to the terms therein, the "Convertible Note"), 750,000 shares of Common Stock of the Issuer, and a warrant to purchase 925,590 shares of Common Stock. Starting April 1, 2026, interest on the Convertible Note shall be paid in shares of Common Stock (valued at a price per share of $12.50) with an expected total of 1.1 million of such interest shares payable. For additional information regarding the transaction, see the Form 8-K filed by the Issuer with the SEC on March 12, 2025.

SEC source: 0001193125-26-057340 · ownership.xml · nonDerivative · entry 1

Kirkwood Jonathan · CIK 0002057403 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · Through SATS Credit Fund LP

Disclosed balance after: 30,000

F1 · price: SATS Credit Fund LP entered into a transaction with the Issuer on March 6, 2025 pursuant to which it purchased a convertible note (convertible into approximately 3.7 million shares of Common Stock pursuant to the terms therein, the "Convertible Note"), 750,000 shares of Common Stock of the Issuer, and a warrant to purchase 925,590 shares of Common Stock. Starting April 1, 2026, interest on the Convertible Note shall be paid in shares of Common Stock (valued at a price per share of $12.50) with an expected total of 1.1 million of such interest shares payable. For additional information regarding the transaction, see the Form 8-K filed by the Issuer with the SEC on March 12, 2025.

SEC source: 0001213900-25-015432 · ownership.xml · derivative · entry 3

COHEN BETSY Z · CIK 0001168754 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 0

Underlying: Common Stock · Not disclosed shares

Expires not disclosed

F3 · kind: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

F3 · derivative.exercise_date: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

F3 · derivative.expiration_date: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

F3 · derivative.underlying_shares: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

SEC source: 0001213900-25-015432 · ownership.xml · nonDerivative · entry 2

COHEN BETSY Z · CIK 0001168754 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Advisors, LLC

Disclosed balance after: 2,410,185

F1 · security: The Reporting Person is the manager of each of Emerald ESG Sponsor, LLC, a Delaware limited liability company ("Sponsor"), and Emerald ESG Advisors, LLC, a Delaware limited liability company ("Advisors"). As such, the Reporting Person has voting and investment discretion with respect to the common stock held of record by Sponsor and Advisors, and may be deemed to have beneficial ownership of the common stock held directly by each of Sponsor and Advisors, and disclaims any beneficial ownership of the reported common stock other than to the extent of any pecuniary interest she may have therein, directly or indirectly.

F2 · kind: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

F2 · price: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

SEC source: 0001213900-25-015432 · ownership.xml · nonDerivative · entry 1

COHEN BETSY Z · CIK 0001168754 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 3,433,537

F1 · security: The Reporting Person is the manager of each of Emerald ESG Sponsor, LLC, a Delaware limited liability company ("Sponsor"), and Emerald ESG Advisors, LLC, a Delaware limited liability company ("Advisors"). As such, the Reporting Person has voting and investment discretion with respect to the common stock held of record by Sponsor and Advisors, and may be deemed to have beneficial ownership of the common stock held directly by each of Sponsor and Advisors, and disclaims any beneficial ownership of the reported common stock other than to the extent of any pecuniary interest she may have therein, directly or indirectly.

F2 · kind: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

F2 · price: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

SEC source: 0001213900-25-015431 · ownership.xml · derivative · entry 2

Emerald ESG Sponsor, LLC · CIK 0001899044 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 0

Underlying: Common Stock · Not disclosed shares

Expires not disclosed

F2 · kind: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

F2 · derivative.exercise_date: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

F2 · derivative.expiration_date: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

F2 · derivative.underlying_shares: Forfeiture of warrants underlying private placement units acquired in connection with the issuer's IPO. All such warrants were forfeited for no consideration in connection with the Initial Business Combination.

SEC source: 0001213900-25-015431 · ownership.xml · nonDerivative · entry 1

Emerald ESG Sponsor, LLC · CIK 0001899044 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 3,433,537

F1 · kind: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

F1 · price: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

SEC source: 0001213900-25-015427 · ownership.xml · nonDerivative · entry 2

Young Bracebridge H Jr · CIK 0001894252 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 64,285

F1 · security: Shares forfeited by the Reporting Person for no consideration in connection with the issuer's initial business combination.

F1 · kind: Shares forfeited by the Reporting Person for no consideration in connection with the issuer's initial business combination.

F1 · shares: Shares forfeited by the Reporting Person for no consideration in connection with the issuer's initial business combination.

F1 · price: Shares forfeited by the Reporting Person for no consideration in connection with the issuer's initial business combination.

F2 · ownership.nature: The Reporting Person is a member of Emerald ESG Sponsor, LLC and Emerald ESG Advisors, LLC.

SEC source: 0001213900-25-015427 · ownership.xml · nonDerivative · entry 1

Young Bracebridge H Jr · CIK 0001894252 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Advisors, LLC

Disclosed balance after: 113,002

F1 · kind: Shares forfeited by the Reporting Person for no consideration in connection with the issuer's initial business combination.

F1 · shares: Shares forfeited by the Reporting Person for no consideration in connection with the issuer's initial business combination.

F1 · price: Shares forfeited by the Reporting Person for no consideration in connection with the issuer's initial business combination.

F2 · ownership.nature: The Reporting Person is a member of Emerald ESG Sponsor, LLC and Emerald ESG Advisors, LLC.

SEC source: 0001213900-25-015428 · ownership.xml · nonDerivative · entry 2

Hohns Andrew · CIK 0001821434 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 30,199

F1 · security: Shares reallocated to the Reporting Person for no consideration in connection with the issuer's initial business combination.

F2 · kind: Shares forfeited by a family trust of the Reporting Person for no consideration in connection with the issuer's initial business combination.

F2 · shares: Shares forfeited by a family trust of the Reporting Person for no consideration in connection with the issuer's initial business combination.

F2 · price: Shares forfeited by a family trust of the Reporting Person for no consideration in connection with the issuer's initial business combination.

F3 · ownership.nature: Shares are allocated to a family trust of the Reporting Person.

SEC source: 0001213900-25-015428 · ownership.xml · nonDerivative · entry 1

Hohns Andrew · CIK 0001821434 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Advisors, LLC

Disclosed balance after: 123,035

F1 · kind: Shares reallocated to the Reporting Person for no consideration in connection with the issuer's initial business combination.

F1 · shares: Shares reallocated to the Reporting Person for no consideration in connection with the issuer's initial business combination.

F1 · price: Shares reallocated to the Reporting Person for no consideration in connection with the issuer's initial business combination.

SEC source: 0001213900-25-015429 · ownership.xml · nonDerivative · entry 1

Emerald ESG Advisors, LLC · CIK 0001899994 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Emerald ESG Advisors, LLC

Disclosed balance after: 2,410,185

F1 · kind: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

F1 · price: Shares forfeited for no consideration pursuant to that certain Agreement and Plan of Merger dated as of July 24, 2024, among the issuer, EMLD Merger Sub Inc., and Fold, Inc., and related agreements (collectively, the "Initial Business Combination").

SEC source: 0001213900-25-022906 · ownership.xml · nonDerivative · entry 2

Kirkwood Jonathan · CIK 0002057403 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By LOW TIME PREFERENCE FUND II, LLC

Disclosed balance after: 3,365,299

F1 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each share of Legacy Fold common stock was automatically converted into the right to receive a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520) (the "Registration Statement").

F1 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each share of Legacy Fold common stock was automatically converted into the right to receive a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520) (the "Registration Statement").

F3 · ownership.nature: The reporting person is the co-founder and managing partner of LOW TIME PREFERENCE FUND II, LLC and therefore may be deemed to share beneficial ownership over such shares.

SEC source: 0001213900-25-022906 · ownership.xml · nonDerivative · entry 1

Kirkwood Jonathan · CIK 0002057403 · Director · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · By Ten31 Join the Fold LLC

Disclosed balance after: 1,682,670

F1 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each share of Legacy Fold common stock was automatically converted into the right to receive a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520) (the "Registration Statement").

F1 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each share of Legacy Fold common stock was automatically converted into the right to receive a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520) (the "Registration Statement").

F2 · ownership.nature: The reporting person is the co-founder and managing partner of Ten31 Join the Fold LLC and therefore may be deemed to share beneficial ownership over such shares.

SEC source: 0001213900-25-022893 · ownership.xml · derivative · entry 4

Dickman Thomas J · CIK 0002057497 · Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 825

Underlying: Common Stock · 825 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F6 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F6 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022893 · ownership.xml · derivative · entry 3

Dickman Thomas J · CIK 0002057497 · Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,561

Underlying: Common Stock · 8,561 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F5 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 19, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F5 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 19, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022893 · ownership.xml · derivative · entry 2

Dickman Thomas J · CIK 0002057497 · Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,633

Underlying: Common Stock · 20,633 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F4 · derivative.exercise_date: The restricted stock units vest in 48 equal monthly installments beginning on December 1, 2020, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock. If and to the extent not already vested, the restricted stock units vest in the case of termination of Mr. Dickman's employment without cause or resignation following: (A) a material adverse change in his job position causing such position to be of materially less stature or responsibility or (B) a change by the Company (or a successor company) in his principal work location by more than 60 miles, in each case, within twelve months after a "change in control" as such terms are defined in the Issuer's 2019 Equity Incentive Plan.

F4 · derivative.expiration_date: The restricted stock units vest in 48 equal monthly installments beginning on December 1, 2020, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock. If and to the extent not already vested, the restricted stock units vest in the case of termination of Mr. Dickman's employment without cause or resignation following: (A) a material adverse change in his job position causing such position to be of materially less stature or responsibility or (B) a change by the Company (or a successor company) in his principal work location by more than 60 miles, in each case, within twelve months after a "change in control" as such terms are defined in the Issuer's 2019 Equity Incentive Plan.

SEC source: 0001213900-25-022893 · ownership.xml · derivative · entry 1

Dickman Thomas J · CIK 0002057497 · Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 330,126

Underlying: Common Stock · 330,126 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F3 · derivative.exercise_date: The restricted stock units vest in 48 equal monthly installments beginning on August 20, 2019, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F3 · derivative.expiration_date: The restricted stock units vest in 48 equal monthly installments beginning on August 20, 2019, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022896 · ownership.xml · derivative · entry 3

Goncalves Nicolleta · CIK 0002057480 · VP of Risk and Compliance

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,091

Underlying: Common Stock · 42,091 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F5 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Ms. Goncalves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F5 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Ms. Goncalves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022896 · ownership.xml · derivative · entry 2

Goncalves Nicolleta · CIK 0002057480 · VP of Risk and Compliance

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,971

Underlying: Common Stock · 23,971 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F4 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 19, 2023 and thereafter in 48 equal monthly installments, subject to Ms. Goncalves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F4 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 19, 2023 and thereafter in 48 equal monthly installments, subject to Ms. Goncalves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022896 · ownership.xml · derivative · entry 1

Goncalves Nicolleta · CIK 0002057480 · VP of Risk and Compliance

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,417

Underlying: Common Stock · 66,417 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F3 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on January 18, 2023 and thereafter in 48 equal monthly installments, subject to Ms. Goncalves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F3 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on January 18, 2023 and thereafter in 48 equal monthly installments, subject to Ms. Goncalves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022907 · ownership.xml · derivative · entry 5

Repass Wolfe · CIK 0002057456 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 73,909

Underlying: Common Stock · 73,909 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F7 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on June 1, 2025 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock, subject to Mr. Repass' continued service through the consummation of such change in control or initial public offering.

F7 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on June 1, 2025 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock, subject to Mr. Repass' continued service through the consummation of such change in control or initial public offering.

SEC source: 0001213900-25-022907 · ownership.xml · derivative · entry 4

Repass Wolfe · CIK 0002057456 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 825

Underlying: Common Stock · 825 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F6 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F6 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022907 · ownership.xml · derivative · entry 3

Repass Wolfe · CIK 0002057456 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 126,660

Underlying: Common Stock · 126,660 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F5 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on March 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F5 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on March 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022907 · ownership.xml · derivative · entry 2

Repass Wolfe · CIK 0002057456 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,352

Underlying: Common Stock · 33,352 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F4 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 19, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F4 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 19, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022907 · ownership.xml · derivative · entry 1

Repass Wolfe · CIK 0002057456 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,759

Underlying: Common Stock · 24,759 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

F3 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 2, 2022 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F3 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on May 2, 2022 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022997 · ownership.xml · derivative · entry 4

Reeves William Brian Poppic · CIK 0002057455 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 554,317

Underlying: Common Stock · 554,317 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F3 · kind: Represents securities received as part of the Merger Agreement, pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Registration Statement.

F3 · price: Represents securities received as part of the Merger Agreement, pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Registration Statement.

F6 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on December 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock, subject to Mr. Reeves' continued service through the consummation of such change in control or initial public offering.

F6 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on December 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock, subject to Mr. Reeves' continued service through the consummation of such change in control or initial public offering.

SEC source: 0001213900-25-022997 · ownership.xml · derivative · entry 3

Reeves William Brian Poppic · CIK 0002057455 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,582

Underlying: Common Stock · 51,582 shares

Expires not disclosed

F1 · derivative.exercise_price: Not applicable.

F3 · kind: Represents securities received as part of the Merger Agreement, pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Registration Statement.

F3 · price: Represents securities received as part of the Merger Agreement, pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Registration Statement.

F5 · derivative.exercise_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on October 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

F5 · derivative.expiration_date: The restricted stock units vest as to one-fourth of the underlying shares beginning on October 1, 2023 and thereafter in 48 equal monthly installments, subject to Mr. Reeves' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition is satisfied upon the first to occur, on or prior to the seventh anniversary of the grant date, of a change in control of the Issuer or an initial public offering of the Issuer Common Stock.

SEC source: 0001213900-25-022997 · ownership.xml · derivative · entry 2

Reeves William Brian Poppic · CIK 0002057455 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 11,513

Underlying: Common Stock · 11,513 shares

Expires not disclosed

F3 · kind: Represents securities received as part of the Merger Agreement, pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Registration Statement.

F3 · price: Represents securities received as part of the Merger Agreement, pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Registration Statement.

F4 · derivative.exercise_date: The restricted stock units vest (i) in 48 equal monthly installments beginning on March 23, 2021, subject to Mr. Reeves' continued service through the applicable vesting date, and (ii) if and to the extent not already vested, in the case of termination of Mr. Reeves' employment without cause or resignation following: (A) a material adverse change in his job position causing such position to be of materially less stature or responsibility or (B) a change by the Company (or a successor company) in his principal work location by more than 60 miles, in each case, within twelve months after a "change in control" as such terms are defined in the Issuer's 2019 Equity Incentive Plan.

F4 · derivative.expiration_date: The restricted stock units vest (i) in 48 equal monthly installments beginning on March 23, 2021, subject to Mr. Reeves' continued service through the applicable vesting date, and (ii) if and to the extent not already vested, in the case of termination of Mr. Reeves' employment without cause or resignation following: (A) a material adverse change in his job position causing such position to be of materially less stature or responsibility or (B) a change by the Company (or a successor company) in his principal work location by more than 60 miles, in each case, within twelve months after a "change in control" as such terms are defined in the Issuer's 2019 Equity Incentive Plan.

SEC source: 0001213900-25-022997 · ownership.xml · nonDerivative · entry 1

Reeves William Brian Poppic · CIK 0002057455 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,493,156

F2 · kind: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each share of Legacy Fold common stock was automatically converted into the right to receive a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520) (the "Registration Statement").

F2 · price: Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each share of Legacy Fold common stock was automatically converted into the right to receive a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520) (the "Registration Statement").

SEC source: 0001104659-22-005510 · tm223867-1_4.xml · derivative · entry 3

COHEN BETSY Z · CIK 0001168754 · Director · 10% owner

10b5-1 filing: Not disclosed

Ownership: Indirect · By Emerald ESG Advisors, LLC

Disclosed balance after: 4,265,739

Underlying: Class A Common Stock · 87,594 shares

Expires not disclosed

F1 · security: The Reporting Person is the managing member of each of Emerald ESG Sponsor, LLC, a Delaware limited liability company ("Sponsor"), and Emerald ESG Advisors, LLC, a Delaware limited liability company ("Advisors"). As such, the Reporting Person has voting and investment discretion with respect to the common stock held of record by Sponsor and Advisors, and may be deemed to have beneficial ownership of the common stock held directly by each of Sponsor and Advisors, and disclaims any beneficial ownership of the reported common stock other than to the extent of any pecuniary interest she may have therein, directly or indirectly.

F3 · derivative.exercise_price: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F5 · kind: 87,594 shares of Class B common stock were forfeited by Advisors to the Issuer for no consideration and cancelled because the underwriters for the Issuer's initial public offering partially exercised their over-allotment option.

F5 · shares: 87,594 shares of Class B common stock were forfeited by Advisors to the Issuer for no consideration and cancelled because the underwriters for the Issuer's initial public offering partially exercised their over-allotment option.

F3 · derivative.exercise_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F3 · derivative.expiration_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F5 · derivative.underlying_shares: 87,594 shares of Class B common stock were forfeited by Advisors to the Issuer for no consideration and cancelled because the underwriters for the Issuer's initial public offering partially exercised their over-allotment option.

SEC source: 0001104659-22-005510 · tm223867-1_4.xml · derivative · entry 2

COHEN BETSY Z · CIK 0001168754 · Director · 10% owner

10b5-1 filing: Not disclosed

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 4,349,402

Underlying: Class A Common Stock · 60,598 shares

Expires not disclosed

F1 · security: The Reporting Person is the managing member of each of Emerald ESG Sponsor, LLC, a Delaware limited liability company ("Sponsor"), and Emerald ESG Advisors, LLC, a Delaware limited liability company ("Advisors"). As such, the Reporting Person has voting and investment discretion with respect to the common stock held of record by Sponsor and Advisors, and may be deemed to have beneficial ownership of the common stock held directly by each of Sponsor and Advisors, and disclaims any beneficial ownership of the reported common stock other than to the extent of any pecuniary interest she may have therein, directly or indirectly.

F3 · derivative.exercise_price: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F4 · kind: 60,598 shares of Class B common stock were forfeited by Sponsor to the Issuer for no consideration and cancelled because the underwriters for the Issuer's initial public offering partially exercised their over-allotment option.

F4 · shares: 60,598 shares of Class B common stock were forfeited by Sponsor to the Issuer for no consideration and cancelled because the underwriters for the Issuer's initial public offering partially exercised their over-allotment option.

F3 · derivative.exercise_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F3 · derivative.expiration_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F4 · derivative.underlying_shares: 60,598 shares of Class B common stock were forfeited by Sponsor to the Issuer for no consideration and cancelled because the underwriters for the Issuer's initial public offering partially exercised their over-allotment option.

SEC source: 0001104659-22-005510 · tm223867-1_4.xml · nonDerivative · entry 1

COHEN BETSY Z · CIK 0001168754 · Director · 10% owner

10b5-1 filing: Not disclosed

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 976,081

F1 · security: The Reporting Person is the managing member of each of Emerald ESG Sponsor, LLC, a Delaware limited liability company ("Sponsor"), and Emerald ESG Advisors, LLC, a Delaware limited liability company ("Advisors"). As such, the Reporting Person has voting and investment discretion with respect to the common stock held of record by Sponsor and Advisors, and may be deemed to have beneficial ownership of the common stock held directly by each of Sponsor and Advisors, and disclaims any beneficial ownership of the reported common stock other than to the extent of any pecuniary interest she may have therein, directly or indirectly.

F2 · shares: Sponsor purchased 86,081 units of FTAC Emerald Acquisition Corp. (the "Issuer") in a private placement that closed in connection with the underwriter's partial exercise of its over-allotment option, for an aggregate purchase price of $860,810. Each unit consists of one share of the Issuer's Class A Common Stock, par value $0.0001, and one-half of one redeemable warrant, as described under the heading "Description of Securities - Units - Placement Units" in the Issuer's registration statement on Form S-1 (File No. 333-261254).

F2 · price: Sponsor purchased 86,081 units of FTAC Emerald Acquisition Corp. (the "Issuer") in a private placement that closed in connection with the underwriter's partial exercise of its over-allotment option, for an aggregate purchase price of $860,810. Each unit consists of one share of the Issuer's Class A Common Stock, par value $0.0001, and one-half of one redeemable warrant, as described under the heading "Description of Securities - Units - Placement Units" in the Issuer's registration statement on Form S-1 (File No. 333-261254).

F2 · balance_after: Sponsor purchased 86,081 units of FTAC Emerald Acquisition Corp. (the "Issuer") in a private placement that closed in connection with the underwriter's partial exercise of its over-allotment option, for an aggregate purchase price of $860,810. Each unit consists of one share of the Issuer's Class A Common Stock, par value $0.0001, and one-half of one redeemable warrant, as described under the heading "Description of Securities - Units - Placement Units" in the Issuer's registration statement on Form S-1 (File No. 333-261254).

SEC source: 0001104659-22-005512 · tm223867-3_4.xml · derivative · entry 2

Emerald ESG Sponsor, LLC · CIK 0001899044 · 10% owner

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 4,349,402

Underlying: Class A Common Stock · 60,598 shares

Expires not disclosed

F2 · derivative.exercise_price: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F3 · kind: 60,598 shares of Class B common stock were forfeited by Sponsor to the Issuer for no consideration and cancelled because the underwriters of the Issuer's initial public offering partially exercised their over-allotment.

F3 · shares: 60,598 shares of Class B common stock were forfeited by Sponsor to the Issuer for no consideration and cancelled because the underwriters of the Issuer's initial public offering partially exercised their over-allotment.

F2 · derivative.exercise_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F2 · derivative.expiration_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F3 · derivative.underlying_shares: 60,598 shares of Class B common stock were forfeited by Sponsor to the Issuer for no consideration and cancelled because the underwriters of the Issuer's initial public offering partially exercised their over-allotment.

SEC source: 0001104659-22-005512 · tm223867-3_4.xml · nonDerivative · entry 1

Emerald ESG Sponsor, LLC · CIK 0001899044 · 10% owner

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 976,081

F1 · security: The Reporting Person purchased 86,081 units of FTAC Emerald Acquisition Corp. (the "Issuer") in a private placement that closed in connection with the underwriter's partial exercise of its over-allotment option, for an aggregate purchase price of $860,810. Each unit consists of one share of the Issuer's Class A Common Stock, par value $0.0001, and one-half of one redeemable warrant, as described under the heading "Description of Securities - Units - Placement Units" in the Issuer's registration statement on Form S-1 (File No. 333-261254).

F1 · shares: The Reporting Person purchased 86,081 units of FTAC Emerald Acquisition Corp. (the "Issuer") in a private placement that closed in connection with the underwriter's partial exercise of its over-allotment option, for an aggregate purchase price of $860,810. Each unit consists of one share of the Issuer's Class A Common Stock, par value $0.0001, and one-half of one redeemable warrant, as described under the heading "Description of Securities - Units - Placement Units" in the Issuer's registration statement on Form S-1 (File No. 333-261254).

F1 · price: The Reporting Person purchased 86,081 units of FTAC Emerald Acquisition Corp. (the "Issuer") in a private placement that closed in connection with the underwriter's partial exercise of its over-allotment option, for an aggregate purchase price of $860,810. Each unit consists of one share of the Issuer's Class A Common Stock, par value $0.0001, and one-half of one redeemable warrant, as described under the heading "Description of Securities - Units - Placement Units" in the Issuer's registration statement on Form S-1 (File No. 333-261254).

F1 · balance_after: The Reporting Person purchased 86,081 units of FTAC Emerald Acquisition Corp. (the "Issuer") in a private placement that closed in connection with the underwriter's partial exercise of its over-allotment option, for an aggregate purchase price of $860,810. Each unit consists of one share of the Issuer's Class A Common Stock, par value $0.0001, and one-half of one redeemable warrant, as described under the heading "Description of Securities - Units - Placement Units" in the Issuer's registration statement on Form S-1 (File No. 333-261254).

SEC source: 0001104659-22-005511 · tm223867-2_4.xml · derivative · entry 1

Emerald ESG Advisors, LLC · CIK 0001899994 · 10% owner

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 4,265,739

Underlying: Class A Common Stock · 87,594 shares

Expires not disclosed

F1 · derivative.exercise_price: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F2 · kind: The Reporting Person forfeited 87,594 shares of Class B common stock to the Issuer for no consideration and cancellation because the underwriters of the Issuer's initial public offering partially exercised their over-allotment.

F2 · shares: The Reporting Person forfeited 87,594 shares of Class B common stock to the Issuer for no consideration and cancellation because the underwriters of the Issuer's initial public offering partially exercised their over-allotment.

F1 · derivative.exercise_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F1 · derivative.expiration_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F2 · derivative.underlying_shares: The Reporting Person forfeited 87,594 shares of Class B common stock to the Issuer for no consideration and cancellation because the underwriters of the Issuer's initial public offering partially exercised their over-allotment.

SEC source: 0001104659-21-152736 · tm2135960-2_4seq1.xml · derivative · entry 3

COHEN BETSY Z · CIK 0001168754 · Director · 10% owner

10b5-1 filing: Not disclosed

Ownership: Indirect · By Emerald ESG Advisors, LLC

Disclosed balance after: 4,353,333

Underlying: Class A Common Stock · 4,353,333 shares

Expires not disclosed

F1 · security: The Reporting Person is the managing member of each of Emerald ESG Sponsor, LLC, a Delaware limited liability company ("Sponsor"), and Emerald ESG Advisors, LLC, a Delaware limited liability company ("Advisors"). As such, the Reporting Person has voting and investment discretion with respect to the common stock held of record by Sponsor and Advisors, and may be deemed to have beneficial ownership of the common stock held directly by each of Sponsor and Advisors, and disclaims any beneficial ownership of the reported common stock other than to the extent of any pecuniary interest she may have therein, directly or indirectly.

F3 · derivative.exercise_price: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F4 · kind: 4,353,333 shares of Class B common stock held by Sponsor were distributed to Advisors, Sponsor's member. The Class B common stock distributed to Advisors includes up to 726,194 shares of Class B common stock that are subject to forfeiture in the event the underwriter of the Issuer's initial public offering does not exercise in full its over-allotment option.

F4 · shares: 4,353,333 shares of Class B common stock held by Sponsor were distributed to Advisors, Sponsor's member. The Class B common stock distributed to Advisors includes up to 726,194 shares of Class B common stock that are subject to forfeiture in the event the underwriter of the Issuer's initial public offering does not exercise in full its over-allotment option.

F3 · derivative.exercise_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F3 · derivative.expiration_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F4 · derivative.underlying_shares: 4,353,333 shares of Class B common stock held by Sponsor were distributed to Advisors, Sponsor's member. The Class B common stock distributed to Advisors includes up to 726,194 shares of Class B common stock that are subject to forfeiture in the event the underwriter of the Issuer's initial public offering does not exercise in full its over-allotment option.

SEC source: 0001104659-21-152736 · tm2135960-2_4seq1.xml · derivative · entry 2

COHEN BETSY Z · CIK 0001168754 · Director · 10% owner

10b5-1 filing: Not disclosed

Ownership: Indirect · By Emerald ESG Sponsor, LLC

Disclosed balance after: 4,410,000

Underlying: Class A Common Stock · 4,353,333 shares

Expires not disclosed

F1 · security: The Reporting Person is the managing member of each of Emerald ESG Sponsor, LLC, a Delaware limited liability company ("Sponsor"), and Emerald ESG Advisors, LLC, a Delaware limited liability company ("Advisors"). As such, the Reporting Person has voting and investment discretion with respect to the common stock held of record by Sponsor and Advisors, and may be deemed to have beneficial ownership of the common stock held directly by each of Sponsor and Advisors, and disclaims any beneficial ownership of the reported common stock other than to the extent of any pecuniary interest she may have therein, directly or indirectly.

F3 · derivative.exercise_price: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F4 · kind: 4,353,333 shares of Class B common stock held by Sponsor were distributed to Advisors, Sponsor's member. The Class B common stock distributed to Advisors includes up to 726,194 shares of Class B common stock that are subject to forfeiture in the event the underwriter of the Issuer's initial public offering does not exercise in full its over-allotment option.

F4 · shares: 4,353,333 shares of Class B common stock held by Sponsor were distributed to Advisors, Sponsor's member. The Class B common stock distributed to Advisors includes up to 726,194 shares of Class B common stock that are subject to forfeiture in the event the underwriter of the Issuer's initial public offering does not exercise in full its over-allotment option.

F3 · derivative.exercise_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F3 · derivative.expiration_date: The Class B common stock will automatically convert into Class A common stock at the time of the Issuer's initial business combination on a one-for-one basis, subject to certain adjustments described in the Issuer's charter documents and has no expiration date.

F4 · derivative.underlying_shares: 4,353,333 shares of Class B common stock held by Sponsor were distributed to Advisors, Sponsor's member. The Class B common stock distributed to Advisors includes up to 726,194 shares of Class B common stock that are subject to forfeiture in the event the underwriter of the Issuer's initial public offering does not exercise in full its over-allotment option.