ECPG

SEC source: 0001084961-21-000125 · wf-form4_164021085691522.xml · nonDerivative · entry 5

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 89,387

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 18, 2021.

F3 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $59.60 to $60.33 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-21-000125 · wf-form4_164021085691522.xml · nonDerivative · entry 4

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 99,387

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001084961-21-000125 · wf-form4_164021085691522.xml · derivative · entry 7

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 20,189

Underlying: Common Stock · 5,000 shares

Expires 2024-03-09

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F5 · derivative.exercise_date: The option vested in three equal installments on March 9, 2018, 2019, and 2020.

SEC source: 0001084961-21-000125 · wf-form4_164021085691522.xml · derivative · entry 6

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 5,000 shares

Expires 2022-04-06

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_date: The option vested in three equal installments on March 9, 2013, 2014, and 2015.

SEC source: 0001084961-21-000125 · wf-form4_164021085691522.xml · nonDerivative · entry 3

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 89,387

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 18, 2021.

F2 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $57.51 to $58.14 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-21-000125 · wf-form4_164021085691522.xml · nonDerivative · entry 2

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 99,387

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001084961-21-000125 · wf-form4_164021085691522.xml · nonDerivative · entry 1

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 94,387

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001084961-21-000123 · wf-form4_163848056037920.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 40,372

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000122 · wf-form4_163848050053547.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 33,480

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000105 · wf-form4_163062475436821.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 39,948

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000104 · wf-form4_163062468017990.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 33,300

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000087 · wf-form4_162742347708282.xml · nonDerivative · entry 1

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 63,261

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-21-000083 · wf-form4_162439731080687.xml · nonDerivative · entry 2

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 26,310

F2 · kind: The sale transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 8, 2021 as part of the reporting person's financial planning for tax purposes.

SEC source: 0001084961-21-000085 · wf-form4_162439749961063.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 14,012

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000084 · wf-form4_162439737105952.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 33,080

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000083 · wf-form4_162439731080687.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 27,268

F1 · shares: Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.

SEC source: 0001084961-21-000082 · wf-form4_162439722561021.xml · nonDerivative · entry 1

Angela A. Knight · CIK 0001788087 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 10,925

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000081 · wf-form4_162439711141530.xml · nonDerivative · entry 1

Hilzinger Jeffrey Albert · CIK 0001676079 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 10,925

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000080 · wf-form4_162439703802072.xml · nonDerivative · entry 1

Hannam Wendy · CIK 0001653271 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 29,443

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000079 · wf-form4_162439694202348.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 39,429

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000078 · wf-form4_162439684202060.xml · nonDerivative · entry 1

MONACO MICHAEL P · CIK 0001047593 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 26,706

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000065 · wf-form4_162266919639180.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 30,343

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-21-000056 · wf-form4_162042423574970.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 37,735

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 4, 2020.

SEC source: 0001084961-21-000032 · wf-form4_161584196829819.xml · derivative · entry 3

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 12,047 shares

Expires 2024-03-09

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_date: The option vested in three equal installments on March 9, 2018, 2019, and 2020.

SEC source: 0001084961-21-000032 · wf-form4_161584196829819.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 42,735

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 4, 2020.

F2 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $40.26 to $41.04, inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-21-000032 · wf-form4_161584196829819.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 54,782

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001084961-21-000030 · wf-form4_161550257988066.xml · nonDerivative · entry 3

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 209,237

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-21-000030 · wf-form4_161550257988066.xml · nonDerivative · entry 2

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 235,214

F2 · shares: Represents shares issued in connection with the vesting of performance stock units.

SEC source: 0001084961-21-000030 · wf-form4_161550257988066.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 206,713

F1 · shares: Grant to the reporting person on March 9, 2021 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2022, one-third vesting on March 9, 2023, and the remaining one-third vesting on March 9, 2024.

SEC source: 0001084961-21-000029 · wf-form4_161550246176106.xml · nonDerivative · entry 3

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 124,877

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-21-000029 · wf-form4_161550246176106.xml · nonDerivative · entry 2

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 137,898

F2 · shares: Represents shares issued in connection with the vesting of performance stock units.

SEC source: 0001084961-21-000029 · wf-form4_161550246176106.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 121,677

F1 · shares: Grant to the reporting person on March 9, 2021 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2022, one-third vesting on March 9, 2023, and the remaining one-third vesting on March 9, 2024.

SEC source: 0001084961-21-000028 · wf-form4_161550238267673.xml · nonDerivative · entry 3

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 89,387

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-21-000028 · wf-form4_161550238267673.xml · nonDerivative · entry 2

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 99,791

F2 · shares: Represents shares issued in connection with the vesting of performance stock units.

SEC source: 0001084961-21-000028 · wf-form4_161550238267673.xml · nonDerivative · entry 1

Call Gregory L. · CIK 0001578827 · EVP, GC, CAO & Secretary

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 88,220

F1 · shares: Grant to the reporting person on March 9, 2021 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2022, one-third vesting on March 9, 2023, and the remaining one-third vesting on March 9, 2024.

SEC source: 0001084961-21-000027 · wf-form4_161550226321639.xml · nonDerivative · entry 3

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 68,026

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-21-000027 · wf-form4_161550226321639.xml · nonDerivative · entry 2

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 73,177

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-21-000027 · wf-form4_161550226321639.xml · nonDerivative · entry 1

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 70,891

F1 · shares: Grant to the reporting person on March 9, 2021 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2022, one-third vesting on March 9, 2023, and the remaining one-third vesting on March 9, 2024.

SEC source: 0001084961-21-000026 · wf-form4_161550217093941.xml · nonDerivative · entry 3

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 42,735

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-21-000026 · wf-form4_161550217093941.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 51,129

F2 · shares: Represents shares issued in connection with the vesting of performance stock units.

SEC source: 0001084961-21-000026 · wf-form4_161550217093941.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 42,071

F1 · shares: Grant to the reporting person on March 9, 2021 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2022, one-third vesting on March 9, 2023, and the remaining one-third vesting on March 9, 2024.

SEC source: 0001084961-21-000019 · wf-form4_161480847276638.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 30,121

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-20-000134 · wf-form4_160695967773790.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 29,808

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-20-000132 · wf-form4_160565462223986.xml · nonDerivative · entry 1

Hannam Wendy · CIK 0001653271 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 26,706

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $31.00 to $31.01, inclusive. The reporting person undertakes to provide to Encore Capital Group, Inc., any security holder of Encore Capital Group, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote.

SEC source: 0001084961-20-000116 · wf-form4_159908837701135.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 29,514

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-20-000103 · wf-form4_159588542100399.xml · nonDerivative · entry 1

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 61,856

F1 · kind: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-20-000089 · wf-form4_159320469164521.xml · nonDerivative · entry 1

Hilzinger Jeffrey Albert · CIK 0001676079 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 8,188

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-20-000095 · wf-form4_159320516135933.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 11,275

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-20-000094 · wf-form4_159320509398654.xml · nonDerivative · entry 1

SREDNICKI RICHARD J · CIK 0001254769 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 29,297

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-20-000093 · wf-form4_159320500411681.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 24,531

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.