ECPG

SEC source: 0001084961-24-000015 · wk-form4_1710286861.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 52,374

F2 · shares: Grant to the reporting person on March 9, 2024 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2025, one-third vesting on March 9, 2026, and the remaining one-third vesting on March 9, 2027.

SEC source: 0001084961-24-000015 · wk-form4_1710286861.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 42,404

F1 · kind: The sales reported were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 14, 2023.

SEC source: 0001084961-24-000010 · wk-form4_1709598658.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,622

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000111 · wk-form4_1701736019.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 50,060

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000109 · wk-form4_1700258344.xml · derivative · entry 3

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 26,285 shares

Expires 2024-03-09

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_date: Grant to the reporting person on March 9, 2017 of a non-qualified stock option under the Encore Capital Group Inc. 2017 Stock Incentive Plan. All shares under the option have become vested and exercisable.

SEC source: 0001084961-23-000109 · wk-form4_1700258344.xml · nonDerivative · entry 2

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 271,519

F1 · shares: Amount represents shares withheld for payment of the exercise price and tax liability incident to the exercise of options.

SEC source: 0001084961-23-000109 · wk-form4_1700258344.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 293,882

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001084961-23-000094 · wf-form4_169394862971225.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 49,454

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000092 · wf-form4_169223045359177.xml · derivative · entry 4

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

Underlying: Common Stock · 41,617 shares

Expires 2024-03-09

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_date: The option vested in three equal installments on March 9, 2018, 2019, and 2020.

SEC source: 0001084961-23-000092 · wf-form4_169223045359177.xml · nonDerivative · entry 3

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 149,688

F2 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $48.76 to $49.16 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-23-000092 · wf-form4_169223045359177.xml · nonDerivative · entry 2

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 166,248

F1 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $49.21 to $50.18 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001084961-23-000092 · wf-form4_169223045359177.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 191,305

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0001084961-23-000075 · wf-form4_168729952641783.xml · nonDerivative · entry 2

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 29,892

F2 · kind: The sale transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on February 24, 2023 as part of the reporting person's financial planning for tax purposes.

SEC source: 0001084961-23-000076 · wf-form4_168729960897239.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,523

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000075 · wf-form4_168729952641783.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 30,932

F1 · shares: Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.

SEC source: 0001084961-23-000074 · wf-form4_168729943144929.xml · nonDerivative · entry 1

Angela A. Knight · CIK 0001788087 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,436

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000073 · wf-form4_168729929876242.xml · nonDerivative · entry 1

Hilzinger Jeffrey Albert · CIK 0001676079 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 16,436

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000072 · wf-form4_168729923992162.xml · nonDerivative · entry 1

Hannam Wendy · CIK 0001653271 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,954

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000071 · wf-form4_168729913292636.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 48,875

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000070 · wf-form4_168729906627173.xml · nonDerivative · entry 1

Goings William C. · CIK 0001671108 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,105

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000068 · wf-form4_168729896556311.xml · nonDerivative · entry 1

MONACO MICHAEL P · CIK 0001047593 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,217

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000064 · wf-form4_168574712772243.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,905

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-23-000062 · wf-form4_168427185282657.xml · nonDerivative · entry 1

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,763

F1 · shares: Grant to the reporting person on May 15, 2023 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in substantially equal installments, with one-third vesting on March 9, 2024, one-third vesting on March 9, 2025, and the remaining one-third vesting on March 9, 2026.

SEC source: 0001084961-23-000029 · wf-form4_167874497123594.xml · nonDerivative · entry 4

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,765

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000029 · wf-form4_167874497123594.xml · nonDerivative · entry 3

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 79,394

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000029 · wf-form4_167874497123594.xml · nonDerivative · entry 2

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 83,362

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-23-000029 · wf-form4_167874497123594.xml · nonDerivative · entry 1

Buick Craig A. · CIK 0001798908 · Cabot Credit Management CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 75,637

F1 · shares: Grant to the reporting person on March 9, 2023 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2024, one-third vesting on March 9, 2025, and the remaining one-third vesting on March 9, 2026.

SEC source: 0001084961-23-000027 · wf-form4_167874478579855.xml · nonDerivative · entry 4

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 267,597

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000027 · wf-form4_167874478579855.xml · nonDerivative · entry 3

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 279,851

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000027 · wf-form4_167874478579855.xml · nonDerivative · entry 2

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 293,360

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-23-000027 · wf-form4_167874478579855.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 268,642

F1 · shares: Grant to the reporting person on March 9, 2023 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2024, one-third vesting on March 9, 2025, and the remaining one-third vesting on March 9, 2026.

SEC source: 0001084961-23-000025 · wf-form4_167874442424230.xml · nonDerivative · entry 4

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 47,904

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000025 · wf-form4_167874442424230.xml · nonDerivative · entry 3

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 51,733

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000025 · wf-form4_167874442424230.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 55,671

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-23-000025 · wf-form4_167874442424230.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 47,946

F1 · shares: Grant to the reporting person on March 9, 2023 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2024, one-third vesting on March 9, 2025, and the remaining one-third vesting on March 9, 2026.

SEC source: 0001084961-23-000023 · wf-form4_167874412716773.xml · nonDerivative · entry 4

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 149,688

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000023 · wf-form4_167874412716773.xml · nonDerivative · entry 3

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 154,940

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000023 · wf-form4_167874412716773.xml · nonDerivative · entry 2

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 160,437

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-23-000023 · wf-form4_167874412716773.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 149,273

F1 · shares: Grant to the reporting person on March 9, 2023 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2024, one-third vesting on March 9, 2025, and the remaining one-third vesting on March 9, 2026.

SEC source: 0001084961-23-000021 · wf-form4_167874400583861.xml · nonDerivative · entry 2

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,926

F2 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-23-000021 · wf-form4_167874400583861.xml · nonDerivative · entry 1

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 18,831

F1 · shares: Grant to the reporting person on March 9, 2023 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2024, one-third vesting on March 9, 2025, and the remaining one-third vesting on March 9, 2026.

SEC source: 0001084961-23-000016 · wf-form4_167780910751810.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 45,271

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-22-000126 · wf-form4_167027619204543.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 44,751

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-22-000107 · wf-form4_166276710418662.xml · nonDerivative · entry 1

Goings William C. · CIK 0001671108 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,135

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-22-000103 · wf-form4_166216592321213.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 44,212

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-22-000099 · wf-form4_166069040774911.xml · nonDerivative · entry 1

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 14,836

F1 · shares: Grant to the reporting person on August 15, 2022 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2023, one-third vesting on March 9, 2024, and the remaining one-third vesting on March 9, 2025.

SEC source: 0001084961-22-000077 · wf-form4_165590040501925.xml · nonDerivative · entry 2

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 27,962

F2 · kind: The sale transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 14, 2022 as part of the reporting person's financial planning for tax purposes.

SEC source: 0001084961-22-000082 · wf-form4_165590069865718.xml · nonDerivative · entry 1

MONACO MICHAEL P · CIK 0001047593 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 29,247

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-22-000081 · wf-form4_165590063646899.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 16,553

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-22-000080 · wf-form4_165590056750975.xml · nonDerivative · entry 1

Hilzinger Jeffrey Albert · CIK 0001676079 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 13,466

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.