ECPG

SEC source: 0001084961-25-000083 · wk-form4_1750193347.xml · nonDerivative · entry 1

MONACO MICHAEL P · CIK 0001047593 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,112

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000081 · wk-form4_1750193267.xml · nonDerivative · entry 1

Angela A. Knight · CIK 0001788087 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,331

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000079 · wk-form4_1750193088.xml · nonDerivative · entry 1

Hilzinger Jeffrey Albert · CIK 0001676079 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,331

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000077 · wk-form4_1750193014.xml · nonDerivative · entry 1

Hannam Wendy · CIK 0001653271 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,849

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000073 · wk-form4_1750192790.xml · nonDerivative · entry 1

Goings William C. · CIK 0001671108 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 13,000

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000075 · wk-form4_1750192892.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 101,700

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000060 · wk-form4_1748906895.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 97,634

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000029 · wk-form4_1741728030.xml · nonDerivative · entry 2

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,219

F2 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-25-000029 · wk-form4_1741728030.xml · nonDerivative · entry 1

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,818

F1 · shares: Grant to the reporting person on March 9, 2025 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2026, one-third vesting on March 9, 2027, and the remaining one-third vesting on March 9, 2028.

SEC source: 0001084961-25-000027 · wk-form4_1741727911.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,910

F2 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-25-000027 · wk-form4_1741727911.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 67,092

F1 · shares: Grant to the reporting person on March 9, 2025 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2026, one-third vesting on March 9, 2027, and the remaining one-third vesting on March 9, 2028.

SEC source: 0001084961-25-000028 · wk-form4_1741727989.xml · nonDerivative · entry 2

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,609

F2 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-25-000028 · wk-form4_1741727989.xml · nonDerivative · entry 1

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 65,900

F1 · shares: Grant to the reporting person on March 9, 2025 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2026, one-third vesting on March 9, 2027, and the remaining one-third vesting on March 9, 2028.

SEC source: 0001084961-25-000026 · wk-form4_1741727859.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 185,110

F1 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-25-000025 · wk-form4_1741727822.xml · nonDerivative · entry 2

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 354,581

F2 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-25-000025 · wk-form4_1741727822.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 368,840

F1 · shares: Grant to the reporting person on March 9, 2025 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2026, one-third vesting on March 9, 2027, and the remaining one-third vesting on March 9, 2028.

SEC source: 0001084961-25-000017 · wk-form4_1741212050.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 96,909

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $34.75 to $35.69, inclusive. The reporting person undertakes to provide to Encore Capital Group, Inc., any security holder of Encore Capital Group, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote.

SEC source: 0001084961-25-000015 · wk-form4_1741211780.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 322,254

F1 · price: The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $35.00 to $35.20, inclusive. The reporting person undertakes to provide to Encore Capital Group, Inc., any security holder of Encore Capital Group, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote.

SEC source: 0001084961-25-000019 · wk-form4_1741296491.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 190,164

SEC source: 0001084961-25-000013 · wk-form4_1741126253.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,909

F1 · balance_after: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000105 · wk-form4_1733264811.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,180

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000102 · wk-form4_1732756093.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 32,381

F1 · kind: The sale transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on August 28, 2024 as part of the reporting person's financial planning for tax purposes.

SEC source: 0001084961-24-000087 · wk-form4_1725403329.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 55,621

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000075 · wk-form4_1721349594.xml · nonDerivative · entry 1

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 18,075

F1 · kind: The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 18, 2024.

SEC source: 0001084961-24-000073 · wk-form4_1718745479.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,352

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000072 · wk-form4_1718745383.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,721

F1 · shares: Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.

SEC source: 0001084961-24-000071 · wk-form4_1718745311.xml · nonDerivative · entry 1

Angela A. Knight · CIK 0001788087 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,265

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000070 · wk-form4_1718745235.xml · nonDerivative · entry 1

Hilzinger Jeffrey Albert · CIK 0001676079 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,265

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000069 · wk-form4_1718745170.xml · nonDerivative · entry 1

Hannam Wendy · CIK 0001653271 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,783

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000067 · wk-form4_1718744908.xml · nonDerivative · entry 1

Goings William C. · CIK 0001671108 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,934

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000068 · wk-form4_1718744955.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 55,072

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000066 · wk-form4_1718744844.xml · nonDerivative · entry 1

MONACO MICHAEL P · CIK 0001047593 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,046

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000054 · wk-form4_1717459444.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,243

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-24-000020 · wk-form4_1710287310.xml · nonDerivative · entry 2

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,326

F2 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000020 · wk-form4_1710287310.xml · nonDerivative · entry 1

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,911

F1 · shares: Grant to the reporting person on March 9, 2024 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2025, one-third vesting on March 9, 2026, and the remaining one-third vesting on March 9, 2027.

SEC source: 0001084961-24-000019 · wk-form4_1710287230.xml · nonDerivative · entry 4

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,211

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000019 · wk-form4_1710287230.xml · nonDerivative · entry 3

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 53,024

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000019 · wk-form4_1710287230.xml · nonDerivative · entry 2

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 55,817

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-24-000019 · wk-form4_1710287230.xml · nonDerivative · entry 1

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 51,736

F1 · shares: Grant to the reporting person on March 9, 2024 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2025, one-third vesting on March 9, 2026, and the remaining one-third vesting on March 9, 2027.

SEC source: 0001084961-24-000017 · wk-form4_1710287009.xml · nonDerivative · entry 4

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 161,564

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000017 · wk-form4_1710287009.xml · nonDerivative · entry 3

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 166,353

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000017 · wk-form4_1710287009.xml · nonDerivative · entry 2

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 171,630

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-24-000017 · wk-form4_1710287009.xml · nonDerivative · entry 1

CLARK JONATHAN C · CIK 0001454161 · EVP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 161,652

F1 · shares: Grant to the reporting person on March 9, 2024 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2025, one-third vesting on March 9, 2026, and the remaining one-third vesting on March 9, 2027.

SEC source: 0001084961-24-000016 · wk-form4_1710286922.xml · nonDerivative · entry 4

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 302,254

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000016 · wk-form4_1710286922.xml · nonDerivative · entry 3

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 313,747

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000016 · wk-form4_1710286922.xml · nonDerivative · entry 2

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 327,598

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-24-000016 · wk-form4_1710286922.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 304,918

F1 · shares: Grant to the reporting person on March 9, 2024 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2025, one-third vesting on March 9, 2026, and the remaining one-third vesting on March 9, 2027.

SEC source: 0001084961-24-000015 · wk-form4_1710286861.xml · nonDerivative · entry 5

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 51,704

F4 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000015 · wk-form4_1710286861.xml · nonDerivative · entry 4

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 55,036

F4 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-24-000015 · wk-form4_1710286861.xml · nonDerivative · entry 3

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 58,950

F3 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.