ECPG

SEC source: 0001405635-26-000010 · wk-form4_1788395614.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 105,927

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001783531-26-000003 · wk-form4_1787868979.xml · nonDerivative · entry 1

Beck Robert William · CIK 0001783531 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,462

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001747237-26-000002 · wk-form4_1782251514.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,562

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001047593-26-000002 · wk-form4_1782251426.xml · nonDerivative · entry 1

MONACO MICHAEL P · CIK 0001047593 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,256

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001601513-26-000002 · wk-form4_1782251456.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,168

F1 · shares: Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.

SEC source: 0001788087-26-000002 · wk-form4_1782251397.xml · nonDerivative · entry 1

Angela A. Knight · CIK 0001788087 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,475

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001405635-26-000007 · wk-form4_1782251322.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 105,636

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001676079-26-000002 · wk-form4_1782251368.xml · nonDerivative · entry 1

Hilzinger Jeffrey Albert · CIK 0001676079 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,475

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001671108-26-000004 · wk-form4_1782251297.xml · nonDerivative · entry 1

Goings William C. · CIK 0001671108 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,144

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001749518-26-000003 · wk-form4_1781210102.xml · nonDerivative · entry 2

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,570

SEC source: 0001942102-26-000003 · wk-form4_1781210060.xml · nonDerivative · entry 4

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 21,607

F1 · shares: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2026. This Rule 10b5-1 trading plan has now been completed.

SEC source: 0001749518-26-000003 · wk-form4_1781210102.xml · nonDerivative · entry 1

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,570

F1 · shares: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 11, 2026. This Rule 10b5-1 trading plan has now been completed.

SEC source: 0001942102-26-000003 · wk-form4_1781210060.xml · nonDerivative · entry 3

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,381

F1 · shares: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2026. This Rule 10b5-1 trading plan has now been completed.

F4 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $82.09 to $82.50 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001942102-26-000003 · wk-form4_1781210060.xml · nonDerivative · entry 2

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 22,937

F1 · shares: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2026. This Rule 10b5-1 trading plan has now been completed.

F3 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $81.06 to $81.98 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001942102-26-000003 · wk-form4_1781210060.xml · nonDerivative · entry 1

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,859

F1 · shares: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2026. This Rule 10b5-1 trading plan has now been completed.

F2 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $80.24 to $80.82 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001405635-26-000005 · wk-form4_1780442333.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 103,492

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-26-000019 · wk-form4_1773262692.xml · nonDerivative · entry 4

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,570

F4 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-26-000019 · wk-form4_1773262692.xml · nonDerivative · entry 3

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 72,247

F3 · shares: Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.

SEC source: 0001084961-26-000019 · wk-form4_1773262692.xml · nonDerivative · entry 2

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 67,351

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-26-000019 · wk-form4_1773262692.xml · nonDerivative · entry 1

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 65,041

F1 · shares: Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027, one-third vesting on March 9, 2028, and the remaining one-third vesting on March 9, 2029.

SEC source: 0001084961-26-000018 · wk-form4_1773262678.xml · nonDerivative · entry 4

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 58,439

F4 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-26-000018 · wk-form4_1773262678.xml · nonDerivative · entry 3

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 66,338

F3 · shares: Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.

SEC source: 0001084961-26-000018 · wk-form4_1773262678.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 61,208

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-26-000018 · wk-form4_1773262678.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,075

F1 · shares: Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027, one-third vesting on March 9, 2028, and the remaining one-third vesting on March 9, 2029.

SEC source: 0001084961-26-000017 · wk-form4_1773262607.xml · nonDerivative · entry 4

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,692

F4 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-26-000017 · wk-form4_1773262607.xml · nonDerivative · entry 3

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,760

F3 · shares: Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.

SEC source: 0001084961-26-000017 · wk-form4_1773262607.xml · nonDerivative · entry 2

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,846

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-26-000017 · wk-form4_1773262607.xml · nonDerivative · entry 1

Asch Andrew Eric · CIK 0001942102 · SVP, General Counsel

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,901

F1 · shares: Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027, one-third vesting on March 9, 2028, and the remaining one-third vesting on March 9, 2029.

SEC source: 0001084961-26-000016 · wk-form4_1773262451.xml · nonDerivative · entry 3

Hernanz Tomas Cruz · CIK 0002064220 · EVP, CFO & TREASURER

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,573

F3 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-26-000016 · wk-form4_1773262451.xml · nonDerivative · entry 2

Hernanz Tomas Cruz · CIK 0002064220 · EVP, CFO & TREASURER

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,721

F2 · shares: Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.

SEC source: 0001084961-26-000016 · wk-form4_1773262451.xml · nonDerivative · entry 1

Hernanz Tomas Cruz · CIK 0002064220 · EVP, CFO & TREASURER

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,291

F1 · shares: Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027, one-third vesting on March 9, 2028, and the remaining one-third vesting on March 9, 2029.

SEC source: 0001084961-26-000015 · wk-form4_1773262429.xml · nonDerivative · entry 4

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 389,613

F4 · shares: Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.

SEC source: 0001084961-26-000015 · wk-form4_1773262429.xml · nonDerivative · entry 3

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 415,271

F3 · shares: Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.

SEC source: 0001084961-26-000015 · wk-form4_1773262429.xml · nonDerivative · entry 2

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 399,695

F2 · shares: Represents shares issued in connection with the vesting of performance stock units based upon the achievement of performance targets.

SEC source: 0001084961-26-000015 · wk-form4_1773262429.xml · nonDerivative · entry 1

Masih Ashish · CIK 0001578828 · Director · President and CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 385,590

F1 · shares: Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027, one-third vesting on March 9, 2028, and the remaining one-third vesting on March 9, 2029.

SEC source: 0001745333-26-000002 · wk-form4_1772662421.xml · nonDerivative · entry 5

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 47,910

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 26, 2025. This Rule 10b5-1 trading plan has now been completed.

SEC source: 0001745333-26-000002 · wk-form4_1772662421.xml · nonDerivative · entry 4

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 48,170

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 26, 2025. This Rule 10b5-1 trading plan has now been completed.

F5 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $66.55 to $67.23 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001745333-26-000002 · wk-form4_1772662421.xml · nonDerivative · entry 3

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 48,841

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 26, 2025. This Rule 10b5-1 trading plan has now been completed.

F4 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.82 to $68.38 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001745333-26-000002 · wk-form4_1772662421.xml · nonDerivative · entry 2

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 50,341

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 26, 2025. This Rule 10b5-1 trading plan has now been completed.

F3 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $68.99 to $ 69.92 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001745333-26-000002 · wk-form4_1772662421.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 53,944

F1 · kind: The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 26, 2025. This Rule 10b5-1 trading plan has now been completed.

F2 · price: This price represents a weighted average price. These shares were sold in multiple transactions at prices ranging from $70.00 to $70.20 inclusive. The reporting person undertakes to provide Encore, any security holder of Encore, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

SEC source: 0001405635-26-000002 · wk-form4_1772578203.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 103,152

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001745333-25-000005 · wk-form4_1765506997.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 55,410

F1 · kind: The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 8, 2024. This Rule 10b5-1 trading plan has now been completed.

SEC source: 0001601513-25-000003 · wk-form4_1764895360.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 35,024

F1 · kind: The sale transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on September 3, 2025 as part of the reporting person's financial planning for tax purposes. This Rule 10b5-1 trading plan has now been completed.

SEC source: 0001405635-25-000008 · wk-form4_1764712949.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 102,805

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001749518-25-000005 · wk-form4_1764205547.xml · nonDerivative · entry 1

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 56,609

F1 · kind: The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 16, 2025. This Rule 10b5-1 trading plan has now been completed.

SEC source: 0001084961-25-000120 · wk-form4_1762809150.xml · nonDerivative · entry 1

Bell Ryan B · CIK 0001745333 · President, MCM

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 57,910

F1 · kind: The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on November 8, 2024.

SEC source: 0001084961-25-000119 · wk-form4_1762809082.xml · nonDerivative · entry 1

Yung John · CIK 0001749518 · President, Intl. and Cabot

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,609

F1 · kind: The transaction reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 16, 2025.

SEC source: 0001405635-25-000006 · wk-form4_1756902528.xml · nonDerivative · entry 1

Gupta Ashwini · CIK 0001405635 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 102,357

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the fifth anniversary of the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000087 · wk-form4_1750193527.xml · nonDerivative · entry 1

Stovsky Richard P · CIK 0001747237 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,418

F1 · shares: Grant to the reporting person, for service on the Board of Directors of Encore Capital Group, Inc. ("Encore"), of deferred stock units under the terms of a non-employee director deferred compensation plan established under the 2017 Incentive Award Plan. Deferred stock units will be converted into shares of Encore common stock on a one-for-one basis upon distribution. The distribution of shares of common stock will occur within 10 business days following the date the reporting person is no longer a member of the Board of Directors.

SEC source: 0001084961-25-000085 · wk-form4_1750193435.xml · nonDerivative · entry 1

OLLE LAURA · CIK 0001601513 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,447

F1 · shares: Grant to the reporting person under the 2017 Incentive Award Plan for service on the Board of Directors of Encore Capital Group, Inc.