CIA

SEC source: 0000024090-24-000064 · wk-form4_1712611715.xml · nonDerivative · entry 3

MANESS TERRY SAM · CIK 0001513092 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,947

SEC source: 0000024090-24-000064 · wk-form4_1712611715.xml · nonDerivative · entry 2

MANESS TERRY SAM · CIK 0001513092 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,630

SEC source: 0000024090-24-000064 · wk-form4_1712611715.xml · nonDerivative · entry 1

MANESS TERRY SAM · CIK 0001513092 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,430

SEC source: 0000024090-24-000124 · wk-form4_1719952787.xml · nonDerivative · entry 1

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,077.2066

F1 · kind: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular contribution.

SEC source: 0000024090-24-000091 · wk-form4_1717534239.xml · nonDerivative · entry 3

KEATING FRANK A · CIK 0001240029 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,173.1341

F1 · kind: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

SEC source: 0000024090-24-000104 · wk-form4_1717789703.xml · nonDerivative · entry 3

DAVIS CYNTHIA H · CIK 0001877835 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 12,174.9927

F1 · kind: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

SEC source: 0000024090-24-000102 · wk-form4_1717789525.xml · nonDerivative · entry 3

TAYLOR MARY · CIK 0001877855 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 13,523.3308

F1 · kind: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

SEC source: 0000024090-24-000093 · wk-form4_1717788997.xml · nonDerivative · entry 3

Davis Jerry · CIK 0001708795 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,447.9818

F1 · kind: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

SEC source: 0000024090-24-000122 · wk-form4_1719952320.xml · nonDerivative · entry 1

Shields Gerald · CIK 0001699046 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 185,598.4712

F1 · kind: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

SEC source: 0000024090-24-000129 · wk-form4_1720803918.xml · nonDerivative · entry 1

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,611.8048

F1 · kind: These shares were purchased through the Citizens, Inc. Stock Investment Plan as part of regular monthly payroll deduction.

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · derivative · entry 8

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 15,526

Underlying: Class A Common Stock · 7,762 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F4 · derivative.exercise_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

F4 · derivative.expiration_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · derivative · entry 7

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,688

Underlying: Class A Common Stock · 5,688 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F3 · derivative.exercise_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

F3 · derivative.expiration_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · nonDerivative · entry 6

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 44,482.8224

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · nonDerivative · entry 5

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,623.8224

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · nonDerivative · entry 4

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,861.8224

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · nonDerivative · entry 3

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 40,431.8224

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000056 · wk-form4_1712094184.xml · derivative · entry 3

Shields Gerald · CIK 0001699046 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,230

Underlying: Class A Common Stock · 21,112 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F2 · derivative.exercise_date: On March 31, 2023, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

F2 · derivative.expiration_date: On March 31, 2023, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

SEC source: 0000024090-24-000056 · wk-form4_1712094184.xml · nonDerivative · entry 2

Shields Gerald · CIK 0001699046 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 184,695.2871

SEC source: 0000024090-24-000056 · wk-form4_1712094184.xml · nonDerivative · entry 1

Shields Gerald · CIK 0001699046 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 189,836.2871

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · derivative · entry 12

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 17,071

Underlying: Class A Common Stock · 8,535 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F4 · derivative.exercise_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

F4 · derivative.expiration_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · derivative · entry 11

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,171

Underlying: Class A Common Stock · 3,171 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F3 · derivative.exercise_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

F3 · derivative.expiration_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · nonDerivative · entry 10

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,846.6526

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · nonDerivative · entry 9

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,856.6526

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · nonDerivative · entry 8

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 23,321.6526

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · nonDerivative · entry 7

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,065.6526

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F2 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · derivative · entry 6

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,317

Underlying: Class A Common Stock · 12,688 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F3 · derivative.exercise_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

F3 · derivative.expiration_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · derivative · entry 5

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,187

Underlying: Class A Common Stock · 6,187 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F2 · derivative.exercise_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

F2 · derivative.expiration_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · nonDerivative · entry 4

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 96,185

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · nonDerivative · entry 3

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 99,852

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · nonDerivative · entry 2

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 87,184

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · nonDerivative · entry 1

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 88,976

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · derivative · entry 6

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,336

Underlying: Class A Common Stock · 9,668 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F3 · derivative.exercise_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

F3 · derivative.expiration_date: On March 31, 2023, the reporting person was granted an award of RSUs, vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2024) and the second anniversary of the date of the grant (March 31, 2025) and the third anniversary of the date of the grant (March 31, 2026).

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · derivative · entry 5

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,847

Underlying: Class A Common Stock · 7,846 shares

Expires not disclosed

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F2 · derivative.exercise_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

F2 · derivative.expiration_date: On March 31, 2022, the reporting person was granted an award of restricted stock units (RSUs), vesting in three equal annual installments on the first anniversary of the date of the grant (March 31, 2023) and the second anniversary of the date of the grant (March 31, 2024) and the third anniversary of the date of the grant (March 31, 2025).

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · nonDerivative · entry 4

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 137,343.1323

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · nonDerivative · entry 3

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 139,697.1323

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · nonDerivative · entry 2

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 130,029.1323

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · nonDerivative · entry 1

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 131,940.1323

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

SEC source: 0000024090-24-000062 · wk-form4_1712094590.xml · derivative · entry 2

Lewis Bryon Matthew · CIK 0002015584 · VP, Operations

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,019

Underlying: Class A Common Stock · 14,019 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F3 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F3 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000062 · wk-form4_1712094590.xml · derivative · entry 1

Lewis Bryon Matthew · CIK 0002015584 · VP, Operations

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,763

Underlying: Class A Common Stock · 7,763 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F2 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F2 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000060 · wk-form4_1712094468.xml · derivative · entry 2

Stenberg Jon · CIK 0002015793 · President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 60,928

Underlying: Class A Common Stock · 60,928 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F3 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F3 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · derivative · entry 10

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,561

Underlying: Class A Common Stock · 20,561 shares

Expires not disclosed

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F6 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F6 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000058 · wk-form4_1712094330.xml · derivative · entry 9

Waite Harvey J. · CIK 0001769892 · VP, Chief Actuary

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,211

Underlying: Class A Common Stock · 45,211 shares

Expires not disclosed

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F5 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F5 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000056 · wk-form4_1712094184.xml · derivative · entry 5

Shields Gerald · CIK 0001699046 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,729

Underlying: Class A Common Stock · 46,729 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F4 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F4 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000056 · wk-form4_1712094184.xml · derivative · entry 4

Shields Gerald · CIK 0001699046 · Director · President & CEO

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 75,845

Underlying: Class A Common Stock · 75,845 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F3 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F3 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · derivative · entry 14

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,710

Underlying: Class A Common Stock · 32,710 shares

Expires not disclosed

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F6 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F6 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000052 · wk-form4_1712093776.xml · derivative · entry 13

Kinlaw Sheryl L · CIK 0001872883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 45,518

Underlying: Class A Common Stock · 45,518 shares

Expires not disclosed

F2 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F5 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F5 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · derivative · entry 8

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,710

Underlying: Class A Common Stock · 32,710 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F5 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F5 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000054 · wk-form4_1712094032.xml · derivative · entry 7

Mauldin Robert M III · CIK 0001713228 · VP, Chief Marketing Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 57,391

Underlying: Class A Common Stock · 57,391 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F4 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F4 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · derivative · entry 8

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,383

Underlying: Class A Common Stock · 37,383 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F5 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F5 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of RSUs under the Citizens, Inc. Omnibus Incentive Plan for the 2024 long-term incentive. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

SEC source: 0000024090-24-000050 · wk-form4_1712093661.xml · derivative · entry 7

Conklin Jeffery P. · CIK 0001710776 · VP, CFO & Treasurer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,468

Underlying: Class A Common Stock · 37,468 shares

Expires not disclosed

F1 · derivative.exercise_price: Each restricted stock unit represents a contingent right to receive one share of Citizens, Inc. Class A common stock.

F4 · derivative.exercise_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).

F4 · derivative.expiration_date: On March 28, 2024, the reporting person was granted an award of restricted stock units (RSUs) under the Citizens, Inc. Omnibus Incentive Plan for 2023 pay-for-performance. The RSUs vest in three equal annual installments on the first anniversary of the date of the grant (March 28, 2025) and the second anniversary of the date of the grant (March 28, 2026) and the third anniversary of the date of the grant (March 28, 2027).