CACC

SEC source: 0000885550-25-000093 · wk-form4_1756326911.xml · nonDerivative · entry 7

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,711

F7 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $513.94 to $514.93, inclusive.

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000093 · wk-form4_1756326911.xml · nonDerivative · entry 6

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 33,370

F6 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $512.87 to $513.75, inclusive.

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000093 · wk-form4_1756326911.xml · nonDerivative · entry 5

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,341

F5 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $511.61 to $512.58, inclusive.

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000093 · wk-form4_1756326911.xml · nonDerivative · entry 4

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,405

F4 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $510.47 to $511.35, inclusive.

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000093 · wk-form4_1756326911.xml · nonDerivative · entry 3

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,899

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $509.45 to $510.07, inclusive.

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000093 · wk-form4_1756326911.xml · nonDerivative · entry 2

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,881

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $508.38 to $509.30, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000093 · wk-form4_1756326911.xml · nonDerivative · entry 1

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,493

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000091 · wk-form4_1756240030.xml · derivative · entry 9

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,139

Underlying: Common Stock · 1,505 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-25-000091 · wk-form4_1756240030.xml · nonDerivative · entry 3

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,290

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $508.05 to $508.75, inclusive.

F1 · balance_after: Includes 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000091 · wk-form4_1756240030.xml · nonDerivative · entry 2

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,403

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $507.00 to $507.92, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

F1 · balance_after: Includes 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000091 · wk-form4_1756240030.xml · nonDerivative · entry 1

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,795

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · balance_after: Includes 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 10

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 102,107

F11 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $546.07 to $546.28, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 9

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 102,993

F10 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $542.00 to $542.32, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 8

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 103,051

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 7

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 103,054

F9 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $541.00 to $541.85, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 6

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 104,379

F8 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $540.16 to $541.00, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 5

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 107,681

F7 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $540.00 to $540.98, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 4

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 115,409

F6 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $539.05 to $539.83, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 3

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 117,541

F5 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $538.00 to $538.70, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 2

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 117,975

F4 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $537.00 to $537.89, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001415889-25-019448 · form4-07072025_110700.xml · nonDerivative · entry 1

Watson Jill Foss · CIK 0001568982 · 10% owner

10b5-1 filing: No plan indicated

Ownership: Indirect · See footnote

Disclosed balance after: 121,250

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $535.87 to $536.81, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.

F2 · balance_after: Includes an increase of 30,180 additional shares from the reporting person's last Form 4 that were transferred to the Jill Foss Watson Living Trust from the reporting person's grantor retained annuity trust for no consideration. The reporting person's pecuniary interest in the transferred shares did not change as a result of the transfer.

F3 · ownership.nature: These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.

SEC source: 0001104659-25-066201 · tm2519954-2_4seq1.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 911,132

F1 · kind: These shares were distributed in kind to a limited partner of Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, in partial satisfaction of a withdrawal request by the limited partner. Prescott General Partners LLC ("PGP"), a Delaware limited liability company, is the general partner of Prescott Associates.

F2 · ownership.nature: These shares are owned directly by Prescott Associates and are beneficially owned indirectly by PGP, as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0000885550-25-000074 · wk-form4_1750709490.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,478.5

F1 · balance_after: Includes 23,572 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation

SEC source: 0000885550-25-000072 · wk-form4_1749844943.xml · derivative · entry 6

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 43,644

Underlying: Common Stock · 6,356 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-25-000072 · wk-form4_1749844943.xml · nonDerivative · entry 3

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,290

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $523.01 to $523.28, inclusive.

F3 · balance_after: Consists of 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000072 · wk-form4_1749844943.xml · nonDerivative · entry 2

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,528

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $522.00 to $522.85, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

SEC source: 0000885550-25-000072 · wk-form4_1749844943.xml · nonDerivative · entry 1

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 34,646

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-25-000067 · wk-form4_1749240753.xml · nonDerivative · entry 1

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 65,400

F1 · balance_after: Includes 1,134 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-25-000066 · wk-form4_1749240648.xml · nonDerivative · entry 1

Quinn Sean Edward · CIK 0001621706 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,186

F1 · balance_after: Includes 1,074 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-25-000065 · wk-form4_1749240575.xml · nonDerivative · entry 1

TRYFOROS THOMAS N · CIK 0000897542 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 1,275

F1 · balance_after: Includes 1,134 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-25-000064 · wk-form4_1749240512.xml · nonDerivative · entry 1

Flanagan Glenda J · CIK 0001201245 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,778

F1 · balance_after: Includes 1,500 vested restricted stock units and 918 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-25-000063 · wk-form4_1749240419.xml · nonDerivative · entry 1

Hegde Vinayak · CIK 0001698764 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 502

F1 · balance_after: Consists of 502 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0001104659-25-048473 · tm2515027-1_4seq1.xml · nonDerivative · entry 3

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 41,437

F3 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), an employee profit-sharing plan for which each of Mr. Smith and Mr. Vassalluzzo serves as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Mr. Smith and Mr. Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-048473 · tm2515027-1_4seq1.xml · nonDerivative · entry 2

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 953,461

F2 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-048473 · tm2515027-1_4seq1.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 495,785

F1 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Idoya. Each of Thomas W. Smith and Scott J. Vassalluzzo is a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-046703 · tm2514616-1_4seq1.xml · nonDerivative · entry 6

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 42,282

F3 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), an employee profit-sharing plan for which each of Mr. Smith and Mr. Vassalluzzo serves as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Mr. Smith and Mr. Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-046703 · tm2514616-1_4seq1.xml · nonDerivative · entry 5

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 965,298

F2 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-046703 · tm2514616-1_4seq1.xml · nonDerivative · entry 4

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 500,012

F1 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Idoya. Each of Thomas W. Smith and Scott J. Vassalluzzo is a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-046703 · tm2514616-1_4seq1.xml · nonDerivative · entry 3

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 43,618

F3 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), an employee profit-sharing plan for which each of Mr. Smith and Mr. Vassalluzzo serves as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Mr. Smith and Mr. Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-046703 · tm2514616-1_4seq1.xml · nonDerivative · entry 2

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 984,008

F2 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-25-046703 · tm2514616-1_4seq1.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: No plan indicated

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 506,694

F1 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Idoya. Each of Thomas W. Smith and Scott J. Vassalluzzo is a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0000885550-25-000043 · wk-form4_1745352105.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,853.5

F1 · shares: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.

F2 · balance_after: Includes 23,572 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000031 · wk-form4_1743105837.xml · derivative · entry 3

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,500

Underlying: Common Stock · 3,000 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-25-000031 · wk-form4_1743105837.xml · nonDerivative · entry 2

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,112

SEC source: 0000885550-25-000031 · wk-form4_1743105837.xml · nonDerivative · entry 1

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,112

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-25-000029 · wk-form4_1742846583.xml · nonDerivative · entry 1

Elliott Nicholas J · CIK 0001989445 · Chief Alignment Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,384.86

F1 · balance_after: Includes 18,373 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000006 · wk-form4_1738011857.xml · nonDerivative · entry 1

Martin Jay D · CIK 0001859812 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 27,998.55

F1 · shares: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.

F2 · balance_after: Includes 22,583 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000005 · wk-form4_1738011800.xml · nonDerivative · entry 1

Elliott Nicholas J · CIK 0001989445 · Chief Alignment Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,684.86

F1 · shares: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.

F2 · balance_after: Includes 18,373 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-25-000002 · wk-form4_1737061450.xml · nonDerivative · entry 1

Booth Kenneth · CIK 0001300069 · Director · Chief Executive Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 68,116

F1 · shares: Represents shares underlying restricted stock units granted to the reporting person under the Company's Incentive Compensation Plan and subject to time-based vesting over a four year period as part of a long-term compensation plan for the reporting person, of which 43,420 shares represent long-term retirement restricted stock units. The payment date with respect to all of the vested retirement restricted stock units as of the date the reporting person incurs a separation from service (the "Termination Date") shall be the fifth anniversary of the Termination Date, or, if the reporting person has attained the age of 60 or older on the Termination Date, the second anniversary of the Termination Date.

F2 · balance_after: Includes 57,104 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000149 · wk-form4_1735333357.xml · nonDerivative · entry 2

Flanagan Glenda J · CIK 0001201245 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · By grantor retained annuity trust

Disclosed balance after: 2,782

F2 · ownership.nature: Shares are owned by The Glenda J. Flanagan 2020 Grantor Retained Annuity Trust. Ms. Flanagan disclaims beneficial ownership of these shares except to the extent of her pecuniary interest therein.