CACC

SEC source: 0000885550-23-000063 · wf-form4_168599542567532.xml · nonDerivative · entry 1

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By trust.

Disclosed balance after: 8,288

F1 · ownership.nature: These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.

SEC source: 0000885550-23-000046 · wf-form4_168236668382173.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: Plan reported

Ownership: Direct

Disclosed balance after: 7,115

F1 · balance_after: Includes 7,000 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation. The original 4,000 restricted stock units granted to Mr. Rostami vest and are being distributed in four equal annual installments beginning on April 18, 2023, which was the first anniversary of the date on which the restricted stock units were granted. The remaining 4,000 restricted stock units will vest and be distributed in four equal annual installments beginning on October 31, 2023, which is the first anniversary of the date on which the restricted stock units were granted.

SEC source: 0000885550-23-000040 · wf-form4_168202103202013.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,576

F1 · shares: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and conversion of restricted stock units to shares of common stock.

F2 · balance_after: Includes 7,000 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation. The original 4,000 restricted stock units granted to Mr. Rostami vest and are being distributed in four equal annual installments beginning on April 18, 2023, which was the first anniversary of the date on which the restricted stock units were granted. The remaining 4,000 restricted stock units will vest and be distributed in four equal annual installments beginning on October 31, 2023, which is the first anniversary of the date on which the restricted stock units were granted.

SEC source: 0000885550-24-000131 · wk-form4_1733433024.xml · nonDerivative · entry 1

Rummler Wendy A · CIK 0001916755 · Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 0

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $429.77 to $430.66, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

SEC source: 0001104659-23-029570 · tm238741-1_4seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Thomas W. Smith Family Accounts

Disclosed balance after: 76,050

F1 · ownership.nature: These shares are owned directly by investment accounts established for the benefit of certain family members of Thomas W. Smith. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

SEC source: 0000885550-23-000015 · wf-form4_167571742502831.xml · derivative · entry 5

Rummler Wendy A · CIK 0001916755 · Chief People Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 17,750

Underlying: Common Stock · 1,000 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_date: The option, initially representing a right to purchase 18,750 shares, is exercisable in four equal annual installments beginning on December 30, 2021, which was the first anniversary of the date on which the option wasgranted.

SEC source: 0000885550-23-000015 · wf-form4_167571742502831.xml · nonDerivative · entry 2

Rummler Wendy A · CIK 0001916755 · Chief People Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,834

SEC source: 0000885550-23-000015 · wf-form4_167571742502831.xml · nonDerivative · entry 1

Rummler Wendy A · CIK 0001916755 · Chief People Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,834

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-23-000014 · wf-form4_167528610324353.xml · nonDerivative · entry 1

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 4,112

SEC source: 0000885550-23-000013 · wf-form4_167528604960510.xml · nonDerivative · entry 1

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 2,745

SEC source: 0000885550-23-000012 · wf-form4_167528597241211.xml · nonDerivative · entry 1

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 8,161

SEC source: 0000885550-23-000011 · wf-form4_167528588568172.xml · nonDerivative · entry 1

Martin Jay D · CIK 0001859812 · SVP - Finance & Accounting

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 4,975

SEC source: 0000885550-23-000010 · wf-form4_167528573633452.xml · nonDerivative · entry 1

Rummler Wendy A · CIK 0001916755 · Chief People Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 1,834

SEC source: 0000885550-23-000009 · wf-form4_167528566358724.xml · nonDerivative · entry 1

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 6,288

SEC source: 0000885550-23-000008 · wf-form4_167528559159903.xml · nonDerivative · entry 1

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 9,947

SEC source: 0000885550-23-000007 · wf-form4_167528550484071.xml · nonDerivative · entry 1

Flanagan Glenda J · CIK 0001201245 · Director

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 6,101

F1 · balance_after: Includes 1,200 vested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0001104659-23-021497 · tm236455-1_5seq1.xml · nonDerivative · entry 2

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Thomas W. Smith Family Accounts

Disclosed balance after: 76,550

F1 · kind: This transaction involved a gift of securities by Ridgeview Smith Investments LLC ("Ridgeview"), a limited liability company established by Mr. Smith for the benefit of his family, to an investment account established for the benefit of Mr. Smith's wife. Mr. Smith disclaims beneficial ownership of the shares held for the benefit of his wife except to the extent of his pecuniary interest therein, and this report should not be deemed an admission that Mr. Smith is the beneficial owner of his wife's shares for purposes of Section 16 or for any other purpose.

F3 · ownership.nature: These shares are owned directly by investment accounts established for the benefit of certain family members of Thomas W. Smith. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

SEC source: 0001104659-23-021497 · tm236455-1_5seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Ridgeview Smith Investments LLC

Disclosed balance after: 567,397

F1 · kind: This transaction involved a gift of securities by Ridgeview Smith Investments LLC ("Ridgeview"), a limited liability company established by Mr. Smith for the benefit of his family, to an investment account established for the benefit of Mr. Smith's wife. Mr. Smith disclaims beneficial ownership of the shares held for the benefit of his wife except to the extent of his pecuniary interest therein, and this report should not be deemed an admission that Mr. Smith is the beneficial owner of his wife's shares for purposes of Section 16 or for any other purpose.

F2 · ownership.nature: These shares are owned directly by Ridgeview and are beneficially owned indirectly by Mr. Smith as trustee of a revocable trust he established for the benefit of his family and which is the sole member of Ridgeview. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-1(a)(2)(iii). The address of Ridgeview is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-129512 · tm2233276-1_4seq1.xml · nonDerivative · entry 2

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Thomas W. Smith Foundation

Disclosed balance after: 20,448

F1 · ownership.nature: These shares are owned directly by the Thomas W. Smith Foundation (the "Foundation") and are beneficially owned indirectly by Thomas W. Smith as trustee of the Foundation. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under 16a-8(b)(2)(ii). The address for the Foundation is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-129512 · tm2233276-1_4seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Thomas W. Smith Foundation

Disclosed balance after: 22,948

F1 · ownership.nature: These shares are owned directly by the Thomas W. Smith Foundation (the "Foundation") and are beneficially owned indirectly by Thomas W. Smith as trustee of the Foundation. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under 16a-8(b)(2)(ii). The address for the Foundation is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-127329 · tm2232790-1_4seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Thomas W. Smith Family Accounts

Disclosed balance after: 56,550

F1 · ownership.nature: These shares are owned directly by investment accounts established for the benefit of certain family members of Thomas W. Smith. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

SEC source: 0001104659-22-125838 · tm2232295-1_4seq1.xml · nonDerivative · entry 2

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Thomas W. Smith Foundation

Disclosed balance after: 23,948

F1 · ownership.nature: These shares are owned directly by the Thomas W. Smith Foundation (the "Foundation") and are beneficially owned indirectly by Thomas W. Smith as trustee of the Foundation. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under 16a-8(b)(2)(ii). The address for the Foundation is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-125838 · tm2232295-1_4seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Thomas W. Smith Foundation

Disclosed balance after: 24,548

F1 · ownership.nature: These shares are owned directly by the Thomas W. Smith Foundation (the "Foundation") and are beneficially owned indirectly by Thomas W. Smith as trustee of the Foundation. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under 16a-8(b)(2)(ii). The address for the Foundation is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-120271 · tm2230946-2_4seq1.xml · nonDerivative · entry 1

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 45,059

F1 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), for which each of Messrs. Thomas W. Smith and Scott J. Vassalluzzo serve as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Messrs. Smith and Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-119523 · tm2230699-2_4seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Ridgeview Smith Investments LLC

Disclosed balance after: 587,397

F1 · ownership.nature: These shares are owned directly by Ridgeview Smith Investments LLC ("Ridgeview"), a limited liability company established by Thomas W. Smith for the benefit of his family and are beneficially owned indirectly by Mr. Smith as trustee of a revocable trust he established for the benefit of his family and which is the sole member of Ridgeview. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-1(a)(2)(iii). The address of Ridgeview is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-118524 · tm2230320-3_4seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Ridgeview Smith Investments LLC

Disclosed balance after: 607,397

F1 · ownership.nature: These shares are owned directly by Ridgeview Smith Investments LLC ("Ridgeview"), a limited liability company established by Thomas W. Smith for the benefit of his family and are beneficially owned indirectly by Mr. Smith as trustee of a revocable trust he established for the benefit of his family and which is the sole member of Ridgeview. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-1(a)(2)(iii). The address of Ridgeview is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 8

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 57,059

F4 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), for which each of Messrs. Smith and Vassalluzzo serve as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Messrs. Smith and Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 7

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 511,337

F3 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 6

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott International Partners L.P.

Disclosed balance after: 41,620

F2 · ownership.nature: These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 5

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 1,007,057

F1 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. Messrs. Thomas W. Smith and Scott J. Vassalluzzo are each a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 4

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 58,610

F4 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), for which each of Messrs. Smith and Vassalluzzo serve as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Messrs. Smith and Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 3

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 525,241

F3 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 2

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott International Partners L.P.

Disclosed balance after: 42,752

F2 · ownership.nature: These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-116464 · tm2230124-2_4seq1.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 1,034,439

F1 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. Messrs. Thomas W. Smith and Scott J. Vassalluzzo are each a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0000885550-22-000085 · wf-form4_166741953521388.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 8,000

F1 · balance_after: Consists of 8,000 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation. 4,000 shares will vest and be distributed in four equal annual installments beginning on April 18, 2023, which is the first anniversary of the date on which the restricted stock units were granted. The remaining 4,000 shares will vest and be distributed in four equal annual installments beginning on October 31, 2023, which is the first anniversary of the date on which the restricted stock units were granted.

SEC source: 0000885550-22-000072 · wf-form4_166551887840404.xml · derivative · entry 4

Rummler Wendy A · CIK 0001916755 · Chief People Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 10,000

Underlying: Common Stock · 10,000 shares

Expires 2028-10-06

F4 · derivative.exercise_date: The option, representing a right to purchase 10,000 shares, is exercisable in four equal annual installments beginning on October 6, 2023, which is the first anniversary of the date on which the option was granted.

SEC source: 0001104659-22-062877 · tm2216058-1_4seq1.xml · nonDerivative · entry 4

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 59,705

F4 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), for which each of Messrs. Smith and Vassalluzzo serve as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Messrs. Smith and Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-062877 · tm2216058-1_4seq1.xml · nonDerivative · entry 3

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 535,053

F3 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-062877 · tm2216058-1_4seq1.xml · nonDerivative · entry 2

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott International Partners L.P.

Disclosed balance after: 43,551

F2 · ownership.nature: These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-062877 · tm2216058-1_4seq1.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 1,053,764

F1 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. Messrs. Thomas W. Smith and Scott J. Vassalluzzo are each a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-060339 · tm2215525_4.xml · nonDerivative · entry 4

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Investors Profit Sharing Trust

Disclosed balance after: 60,082

F4 · ownership.nature: These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), for which each of Messrs. Smith and Vassalluzzo serve as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Messrs. Smith and Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-060339 · tm2215525_4.xml · nonDerivative · entry 3

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 538,632

F3 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-060339 · tm2215525_4.xml · nonDerivative · entry 2

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott International Partners L.P.

Disclosed balance after: 43,831

F2 · ownership.nature: These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-060339 · tm2215525_4.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

Joint disclosure: these amounts are not allocated separately to each reporting owner.

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 1,060,742

F1 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. Messrs. Thomas W. Smith and Scott J. Vassalluzzo are each a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-057484 · tm2214902d1_4.xml · nonDerivative · entry 2

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 1,069,997

F1 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-22-057484 · tm2214902d1_4.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: Not disclosed

Ownership: Indirect · By Prescott Associates L.P.

Disclosed balance after: 1,090,732

F1 · ownership.nature: These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0000885550-22-000032 · wf-form4_165186764536932.xml · derivative · entry 8

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 41,000

Underlying: Common Stock · 5,000 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F4 · derivative.exercise_date: The option, initially representing a right to purchase 46,000 shares, is exercisable in four equal installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.

SEC source: 0000885550-22-000032 · wf-form4_165186764536932.xml · nonDerivative · entry 7

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 6,433

F1 · balance_after: Includes 6,433 vested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-22-000032 · wf-form4_165186764536932.xml · nonDerivative · entry 6

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 6,456

F1 · balance_after: Includes 6,433 vested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-22-000032 · wf-form4_165186764536932.xml · nonDerivative · entry 5

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: Not disclosed

Ownership: Direct

Disclosed balance after: 7,156

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $622.47 to $622.64, inclusive.

F1 · balance_after: Includes 6,433 vested restricted stock units that were granted under the Company's Incentive Compensation Plan.