CACC

SEC source: 0000885550-24-000149 · wk-form4_1735333357.xml · nonDerivative · entry 1

Flanagan Glenda J · CIK 0001201245 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,368

F1 · balance_after: Includes 1,500 vested restricted stock units and 508 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-24-000144 · wk-form4_1734642275.xml · nonDerivative · entry 1

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 31,493

F1 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000140 · wk-form4_1733433596.xml · nonDerivative · entry 1

Valiyaveettil Ravi Mohan · CIK 0001952271 · Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,587.12

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Includes 25,958 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000138 · wk-form4_1733433461.xml · nonDerivative · entry 1

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,790

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Includes 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000137 · wk-form4_1733433420.xml · nonDerivative · entry 1

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,290

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Consists of 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000136 · wk-form4_1733433297.xml · nonDerivative · entry 1

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 32,045

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Includes 23,884 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000135 · wk-form4_1733433256.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,296.8

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Includes 24,572 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000134 · wk-form4_1733433208.xml · nonDerivative · entry 1

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,253

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Includes 23,508 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000133 · wk-form4_1733433161.xml · nonDerivative · entry 1

Martin Jay D · CIK 0001859812 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 28,158

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Includes 23,183 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000132 · wk-form4_1733433108.xml · nonDerivative · entry 1

Elliott Nicholas J · CIK 0001989445 · Chief Alignment Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 19,899

F1 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F2 · balance_after: Includes 19,073 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000131 · wk-form4_1733433024.xml · nonDerivative · entry 2

Rummler Wendy A · CIK 0001916755 · Chief People Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 20,772

F2 · shares: These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.

F3 · balance_after: Comprised of 20,772 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.

SEC source: 0000885550-24-000121 · wk-form4_1730754396.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,724.8

F1 · shares: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and conversion of restricted stock units to shares of common stock.

F2 · balance_after: Includes 4,000 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation. The original 4,000 restricted stock units granted to Mr. Rostami vest and are being distributed in four equal annual installments beginning on April 18, 2023, which was the first anniversary of the date on which the restricted stock units were granted. The remaining 4,000 restricted stock units vest and are being distributed in four equal annual installments beginning on October 31, 2023, which was the first anniversary of the date on which the restricted stock units were granted.

SEC source: 0000885550-24-000115 · wk-form4_1730146199.xml · nonDerivative · entry 1

Valiyaveettil Ravi Mohan · CIK 0001952271 · Chief Technology Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,629.12

F1 · shares: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and conversion of restricted stock units to shares of common stock.

F2 · balance_after: Includes 5,000 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation. Shares vest and are being distributed in four equal annual installments beginning on October 24, 2023, which was the first anniversary of the date on which the restricted stock units were granted.

SEC source: 0001104659-24-101685 · tm2424465-1_4seq1.xml · nonDerivative · entry 2

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: No plan indicated

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 515,337

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $446.31 to $446.62, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in this footnote of this Form 4.

F1 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-24-101685 · tm2424465-1_4seq1.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: No plan indicated

Ownership: Indirect · By Idoya Partners L.P.

Disclosed balance after: 512,337

F1 · ownership.nature: These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Idoya. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-24-101329 · tm2424300-1_4seq1.xml · nonDerivative · entry 1

Prescott General Partners LLC · CIK 0001538653 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: No plan indicated

Ownership: Indirect · By Prescott International Partners L.P.

Disclosed balance after: 30,034

F1 · ownership.nature: These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.

SEC source: 0001104659-24-098951 · tm2423805-1_4seq1.xml · nonDerivative · entry 1

SMITH THOMAS W · CIK 0000926688 · 10% owner · Member of Section 13(d) Group

10b5-1 filing: No plan indicated

Ownership: Indirect · By Thomas W. Smith Family Accounts

Disclosed balance after: 74,450

F1 · ownership.nature: These shares are owned directly by investment accounts established for the benefit of certain family members of Thomas W. Smith. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

SEC source: 0000885550-24-000107 · wk-form4_1725653619.xml · nonDerivative · entry 1

VASSALLUZZO SCOTT J · CIK 0001203547 · Director · 10% owner · Member of Section 13(d) Group

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,990

F1 · balance_after: Includes 724 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-24-000106 · wk-form4_1725653560.xml · nonDerivative · entry 1

TRYFOROS THOMAS N · CIK 0000897542 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 865

F1 · balance_after: Includes 724 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-24-000105 · wk-form4_1725653514.xml · nonDerivative · entry 1

Quinn Sean Edward · CIK 0001621706 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 776

F1 · balance_after: Consists of 776 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-24-000104 · wk-form4_1725653474.xml · nonDerivative · entry 1

Hegde Vinayak · CIK 0001698764 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 92

F1 · balance_after: Consists of 92 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-24-000103 · wk-form4_1725653417.xml · nonDerivative · entry 1

Flanagan Glenda J · CIK 0001201245 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 7,587

F1 · balance_after: Includes 1,500 vested restricted stock units and 508 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan.

SEC source: 0000885550-24-000096 · wk-form4_1723233964.xml · nonDerivative · entry 5

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By trust.

Disclosed balance after: 4,000

F2 · ownership.nature: These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.

SEC source: 0000885550-24-000096 · wk-form4_1723233964.xml · nonDerivative · entry 4

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By trust.

Disclosed balance after: 4,005

F5 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $473.64 to $473.82, inclusive.

F2 · ownership.nature: These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.

SEC source: 0000885550-24-000096 · wk-form4_1723233964.xml · nonDerivative · entry 3

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By trust.

Disclosed balance after: 4,405

F4 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $472.565 to $473.13, inclusive.

F2 · ownership.nature: These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.

SEC source: 0000885550-24-000096 · wk-form4_1723233964.xml · nonDerivative · entry 2

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By trust.

Disclosed balance after: 4,905

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $471.48 to $472.06, inclusive.

F2 · ownership.nature: These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.

SEC source: 0000885550-24-000096 · wk-form4_1723233964.xml · nonDerivative · entry 1

ULATOWSKI DANIEL A. · CIK 0001604030 · Chief Sales Officer

10b5-1 filing: No plan indicated

Ownership: Indirect · By trust.

Disclosed balance after: 5,505

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $470.41 to $471.33, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

F2 · ownership.nature: These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.

SEC source: 0000885550-24-000055 · wk-form4_1713816146.xml · nonDerivative · entry 1

Rostami Andrew K · CIK 0001924960 · Chief Mktg and Product Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,208.3

F1 · shares: Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and conversion of restricted stock units to shares of common stock.

F2 · balance_after: Includes 5,000 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation. The original 4,000 restricted stock units granted to Mr. Rostami vest and are being distributed in four equal annual installments beginning on April 18, 2023, which was the first anniversary of the date on which the restricted stock units were granted. The remaining 4,000 restricted stock units vest and are being distributed in four equal annual installments beginning on October 31, 2023, which was the first anniversary of the date on which the restricted stock units were granted.

SEC source: 0000885550-24-000045 · wk-form4_1711397022.xml · derivative · entry 3

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 38,500

Underlying: Common Stock · 2,500 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F1 · derivative.exercise_date: The option, initially representing the right to purchase 46,000 shares, is exercisable in four equal installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.

SEC source: 0000885550-24-000045 · wk-form4_1711397022.xml · nonDerivative · entry 2

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,112

SEC source: 0000885550-24-000045 · wk-form4_1711397022.xml · nonDerivative · entry 1

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,612

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-24-000043 · wk-form4_1710879701.xml · derivative · entry 4

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,500

Underlying: Common Stock · 2,500 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_date: The option, initially representing the right to purchase 40,000 shares, is exercisable in four equal installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.

SEC source: 0000885550-24-000043 · wk-form4_1710879701.xml · nonDerivative · entry 3

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,161

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $551.06 to $551.14, inclusive.

SEC source: 0000885550-24-000043 · wk-form4_1710879701.xml · nonDerivative · entry 2

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 8,361

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $549.19 to $549.80, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

SEC source: 0000885550-24-000043 · wk-form4_1710879701.xml · nonDerivative · entry 1

LUM JONATHAN · CIK 0001777743 · Chief Operating Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 10,661

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-24-000039 · wk-form4_1709586824.xml · derivative · entry 7

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 37,500

Underlying: Common Stock · 8,723 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_date: The option, initially representing the right to purchase 50,000 shares, is exercisable in four equal annual installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.

SEC source: 0000885550-24-000039 · wk-form4_1709586824.xml · nonDerivative · entry 5

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 500

SEC source: 0000885550-24-000039 · wk-form4_1709586824.xml · nonDerivative · entry 4

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 9,223

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-24-000039 · wk-form4_1709586824.xml · derivative · entry 6

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 46,223

Underlying: Common Stock · 3,777 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F3 · derivative.exercise_date: The option, initially representing the right to purchase 50,000 shares, is exercisable in four equal annual installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.

SEC source: 0000885550-24-000039 · wk-form4_1709586824.xml · nonDerivative · entry 3

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 500

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $555.09 to $555.72, inclusive.

SEC source: 0000885550-24-000039 · wk-form4_1709586824.xml · nonDerivative · entry 2

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,423

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $554.00 to $554.89, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.

SEC source: 0000885550-24-000039 · wk-form4_1709586824.xml · nonDerivative · entry 1

SMITH ARTHUR L · CIK 0001604078 · Chief Analytics Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,277

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

SEC source: 0000885550-24-000024 · wk-form4_1707253878.xml · nonDerivative · entry 1

BUSK DOUGLAS W · CIK 0001218952 · Chief Treasury Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,112

SEC source: 0000885550-24-000022 · wk-form4_1707253716.xml · derivative · entry 9

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 14,625

Underlying: Common Stock · 4,875 shares

Expires 2026-12-30

Exercise/conversion can include RSU settlement. Transaction price and option strike are different fields; a missing price is not zero. Derivative and underlying rows can describe the same event.

F8 · derivative.exercise_date: The option, initially representing the right to purchase 19,500 shares, is exercisable in four equal annual installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.

SEC source: 0000885550-24-000022 · wk-form4_1707253716.xml · nonDerivative · entry 7

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 2,745

F6 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $588.61 to $589.16, inclusive.

SEC source: 0000885550-24-000022 · wk-form4_1707253716.xml · nonDerivative · entry 6

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,162

F5 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $587.61 to $588.58, inclusive.

SEC source: 0000885550-24-000022 · wk-form4_1707253716.xml · nonDerivative · entry 5

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 3,819

F4 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $586.59 to $587.55, inclusive.

SEC source: 0000885550-24-000022 · wk-form4_1707253716.xml · nonDerivative · entry 4

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 4,767

F3 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $585.55 to $586.46, inclusive.

SEC source: 0000885550-24-000022 · wk-form4_1707253716.xml · nonDerivative · entry 3

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 5,375

F2 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $583.77 to $584.65, inclusive.

SEC source: 0000885550-24-000022 · wk-form4_1707253716.xml · nonDerivative · entry 2

KERBER ERIN J · CIK 0001871883 · Chief Legal Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 6,945

F1 · price: The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $582.08 to $582.57, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.