ABR

SEC source: 0001104659-26-112894 · tm2626835-1_4seq1.xml · derivative · entry 1

BACON KENNETH J · CIK 0001204117 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 42,253

Underlying: Common Stock, par value $0.01 per share · 6,029 shares

Expires not disclosed

F1 · derivative.exercise_price: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 6,029 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on September 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · kind: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 6,029 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on September 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · derivative.exercise_date: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 6,029 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on September 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · derivative.expiration_date: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 6,029 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on September 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

SEC source: 0001104659-26-108577 · tm2625590-1_4seq1.xml · nonDerivative · entry 2

Wachter Kevin · CIK 0002078110 · EVP, Asset Finance & Treasury

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 108,285

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-108577 · tm2625590-1_4seq1.xml · nonDerivative · entry 1

Wachter Kevin · CIK 0002078110 · EVP, Asset Finance & Treasury

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 117,464

F1 · price: Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2026 Amended Omnibus Stock Incentive Plan. One third vest on the date of grant, one third vest in one year and one third vest in two years.

SEC source: 0001104659-26-104321 · tm2624574-3_4seq1.xml · nonDerivative · entry 3

Green William C · CIK 0001544002 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 231,369

SEC source: 0001104659-26-104321 · tm2624574-3_4seq1.xml · nonDerivative · entry 2

Green William C · CIK 0001544002 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 231,353

SEC source: 0001104659-26-104321 · tm2624574-3_4seq1.xml · nonDerivative · entry 1

Green William C · CIK 0001544002 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 230,403

SEC source: 0001104659-26-104313 · tm2624574-1_4seq1.xml · derivative · entry 1

BACON KENNETH J · CIK 0001204117 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 36,224

Underlying: Common Stock, par value $0.01 per share · 379 shares

Expires not disclosed

F1 · derivative.exercise_price: On August 28, 2026, Mr. Bacon received 379 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · kind: On August 28, 2026, Mr. Bacon received 379 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On August 28, 2026, Mr. Bacon received 379 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On August 28, 2026, Mr. Bacon received 379 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-104317 · tm2624574-2_4seq1.xml · derivative · entry 1

LAZAR MELVIN F · CIK 0001218403 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,266

Underlying: Common Stock, par value $0.01 per share · 1,842 shares

Expires not disclosed

F1 · derivative.exercise_price: On August 28, 2026, Mr. Lazar received 1,842 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · kind: On August 28, 2026, Mr. Lazar received 1,842 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On August 28, 2026, Mr. Lazar received 1,842 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On August 28, 2026, Mr. Lazar received 1,842 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-104321 · tm2624574-3_4seq1.xml · derivative · entry 4

Green William C · CIK 0001544002 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 67,153

Underlying: Common Stock, par value $0.01 per share · 2,198 shares

Expires not disclosed

F1 · derivative.exercise_price: On August 28, 2026, Mr. Green received 2,198 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · kind: On August 28, 2026, Mr. Green received 2,198 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On August 28, 2026, Mr. Green received 2,198 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On August 28, 2026, Mr. Green received 2,198 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-091114 · tm2622214-1_4seq1.xml · derivative · entry 4

KAUFMAN IVAN · CIK 0000942473 · Director · COB, CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 375,000

Underlying: Common Stock, par value $0.01 per share · 375,000 shares

Expires not disclosed

F1 · derivative.exercise_price: In connection with estate planning, on August 5, 2026, Mr. Kaufman purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from a trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F1 · kind: In connection with estate planning, on August 5, 2026, Mr. Kaufman purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from a trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F1 · price: In connection with estate planning, on August 5, 2026, Mr. Kaufman purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from a trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F3 · derivative.expiration_date: Not applicable.

SEC source: 0001104659-26-091114 · tm2622214-1_4seq1.xml · nonDerivative · entry 1

KAUFMAN IVAN · CIK 0000942473 · Director · COB, CEO and President

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 375,000

F1 · kind: In connection with estate planning, on August 5, 2026, Mr. Kaufman purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from a trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F1 · price: In connection with estate planning, on August 5, 2026, Mr. Kaufman purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from a trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

SEC source: 0001104659-26-091119 · tm2622214-2_4seq1.xml · derivative · entry 4

Natalone John · CIK 0001696122 · Director · EVP

10b5-1 filing: No plan indicated

Ownership: Indirect · By: The KFT 2018 NY Trust

Disclosed balance after: 327,335

Underlying: Common Stock, par value $0.01 per share · 375,000 shares

Expires not disclosed

F3 · derivative.exercise_price: Not applicable.

F1 · kind: On August 5, 2026, Arbor Realty Trust, Inc.'s Chief Executive Officer, Ivan Kaufman, purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from this trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F1 · price: On August 5, 2026, Arbor Realty Trust, Inc.'s Chief Executive Officer, Ivan Kaufman, purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from this trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F3 · derivative.expiration_date: Not applicable.

F2 · derivative.underlying_shares: These estate planning vehicles were set up for the benefit of the immediate family of Mr. Kaufman. Mr. Natalone has voting and investment power of these vehicles and disclaims beneficial ownership over these securities.

F2 · balance_after: These estate planning vehicles were set up for the benefit of the immediate family of Mr. Kaufman. Mr. Natalone has voting and investment power of these vehicles and disclaims beneficial ownership over these securities.

SEC source: 0001104659-26-091119 · tm2622214-2_4seq1.xml · nonDerivative · entry 1

Natalone John · CIK 0001696122 · Director · EVP

10b5-1 filing: No plan indicated

Ownership: Indirect · By: The KFT 2018 NY Trust

Disclosed balance after: 327,335

F1 · kind: On August 5, 2026, Arbor Realty Trust, Inc.'s Chief Executive Officer, Ivan Kaufman, purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from this trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F1 · price: On August 5, 2026, Arbor Realty Trust, Inc.'s Chief Executive Officer, Ivan Kaufman, purchased 375,000 Partnership Common Units and Special Voting Preferred Stock with a fair value of approximately $1.9 million from this trust that was set up for estate planning purposes and administered by an independent trustee. The trustee of the trust engaged an external third party valuation firm to assist the trust in deriving the fair market value, which was determined to be $5.17 per share.

F2 · balance_after: These estate planning vehicles were set up for the benefit of the immediate family of Mr. Kaufman. Mr. Natalone has voting and investment power of these vehicles and disclaims beneficial ownership over these securities.

SEC source: 0001104659-26-079872 · tm2619465-1_4seq1.xml · derivative · entry 1

BACON KENNETH J · CIK 0001204117 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 35,845

Underlying: Common Stock, par value $0.01 per share · 5,555 shares

Expires not disclosed

F1 · derivative.exercise_price: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 5,555 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on June 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · kind: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 5,555 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on June 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · derivative.exercise_date: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 5,555 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on June 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · derivative.expiration_date: Mr. Bacon has elected to defer his cash compensation earned in 2026 for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 5,555 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on June 30, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

SEC source: 0001104659-26-074590 · tm2618019-2_4seq1.xml · derivative · entry 1

BACON KENNETH J · CIK 0001204117 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,290

Underlying: Common Stock, par value $0.01 per share · 357 shares

Expires not disclosed

F1 · derivative.exercise_price: On June 15, 2026, Mr. Bacon received 357 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · kind: On June 15, 2026, Mr. Bacon received 357 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On June 15, 2026, Mr. Bacon received 357 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On June 15, 2026, Mr. Bacon received 357 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-074585 · tm2618019-1_4seq1.xml · derivative · entry 1

LAZAR MELVIN F · CIK 0001218403 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 54,424

Underlying: Common Stock, par value $0.01 per share · 1,730 shares

Expires not disclosed

F1 · derivative.exercise_price: On June 15, 2026, Mr. Lazar received 1,730 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · kind: On June 15, 2026, Mr. Lazar received 1,730 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On June 15, 2026, Mr. Lazar received 1,730 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On June 15, 2026, Mr. Lazar received 1,730 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-074591 · tm2618019-3_4seq1.xml · derivative · entry 1

Green William C · CIK 0001544002 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 64,955

Underlying: Common Stock, par value $0.01 per share · 2,064 shares

Expires not disclosed

F1 · derivative.exercise_price: On June 15, 2026, Mr. Green received 2,064 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · kind: On June 15, 2026, Mr. Green received 2,064 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On June 15, 2026, Mr. Green received 2,064 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On June 15, 2026, Mr. Green received 2,064 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. in lieu of the dividend equivalent due on Mr. Green's existing RSUs. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-070977 · tm2616954-1_4seq1.xml · nonDerivative · entry 2

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,000

F1 · kind: For tax planning purposes, Mr. Tsunis is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account.

SEC source: 0001104659-26-070977 · tm2616954-1_4seq1.xml · nonDerivative · entry 1

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 56,700

F1 · kind: For tax planning purposes, Mr. Tsunis is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account.

F2 · price: Represents the average cost per share. The shares purchased on June 4, 2026 were purchased at various prices ranging from $5.57 - $5.59 per share.

SEC source: 0001104659-26-070112 · tm2616677-1_4seq1.xml · nonDerivative · entry 3

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Held as custodian for his daughter Eleni Tsunis

Disclosed balance after: 2,000

SEC source: 0001104659-26-070112 · tm2616677-1_4seq1.xml · nonDerivative · entry 2

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Held as custodian for his daughter Yanna Tsunis

Disclosed balance after: 2,000

SEC source: 0001104659-26-066958 · tm2615755-1_4seq1.xml · nonDerivative · entry 3

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Held as custodian for his daughter Eleni Tsunis

Disclosed balance after: 1,500

SEC source: 0001104659-26-066958 · tm2615755-1_4seq1.xml · nonDerivative · entry 2

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Held as custodian for his daughter Yanna Tsunis

Disclosed balance after: 1,500

SEC source: 0001104659-26-064565 · tm2615149-1_4seq1.xml · nonDerivative · entry 2

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 30,000

SEC source: 0001104659-26-064565 · tm2615149-1_4seq1.xml · nonDerivative · entry 1

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,600

SEC source: 0001104659-26-063200 · tm2614853-1_4seq1.xml · nonDerivative · entry 3

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Held as custodian for his daughter Eleni Tsunis

Disclosed balance after: 1,000

SEC source: 0001104659-26-063200 · tm2614853-1_4seq1.xml · nonDerivative · entry 2

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Indirect · Held as custodian for his daughter Yanna Tsunis

Disclosed balance after: 1,000

SEC source: 0001104659-26-063200 · tm2614853-1_4seq1.xml · nonDerivative · entry 1

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 26,500

SEC source: 0001104659-26-060246 · tm2614516-1_4seq1.xml · nonDerivative · entry 2

Friedman David Erwin · CIK 0002022853 · CCO & Head of Non-Agcy Prod

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 68,478

F1 · kind: For tax planning purposes, Mr. Friedman is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account ("IRA"). On May 11, 2026, Mr. Friedman sold 7,685 shares he held directly and purchased 8,840 shares through his IRA. The remaining 1,155 shares may be sold in the next few days.

SEC source: 0001104659-26-060246 · tm2614516-1_4seq1.xml · nonDerivative · entry 1

Friedman David Erwin · CIK 0002022853 · CCO & Head of Non-Agcy Prod

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 59,638

F1 · kind: For tax planning purposes, Mr. Friedman is selling shares held directly and repurchasing the same number of shares through his Individual Retirement Account ("IRA"). On May 11, 2026, Mr. Friedman sold 7,685 shares he held directly and purchased 8,840 shares through his IRA. The remaining 1,155 shares may be sold in the next few days.

SEC source: 0001104659-26-039175 · tm2610938-1_4seq1.xml · derivative · entry 1

BACON KENNETH J · CIK 0001204117 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 29,933

Underlying: Common Stock, par value $0.01 per share · 3,947 shares

Expires not disclosed

F1 · derivative.exercise_price: Mr. Bacon has elected to defer his cash compensation earned for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 3,947 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on March 31, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · kind: Mr. Bacon has elected to defer his cash compensation earned for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 3,947 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on March 31, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · derivative.exercise_date: Mr. Bacon has elected to defer his cash compensation earned for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 3,947 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on March 31, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

F1 · derivative.expiration_date: Mr. Bacon has elected to defer his cash compensation earned for his service as a director until January 2028, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election. Therefore, Mr. Bacon received 3,947 fully vested Restricted Stock Units of Arbor Realty Trust, Inc. (the "Company") on March 31, 2026 (the date the Company paid out the cash compensation to its directors), pursuant to the terms of the director deferred compensation plan, in lieu of his cash compensation earned.

SEC source: 0001104659-26-034567 · tm269824-2_4seq1.xml · derivative · entry 1

BACON KENNETH J · CIK 0001204117 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 25,986

Underlying: Common Stock, par value $0.01 per share · 419 shares

Expires not disclosed

F1 · derivative.exercise_price: On March 24, 2026, Mr. Bacon received 419 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election, which was paid by the Company on March 24, 2026. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · kind: On March 24, 2026, Mr. Bacon received 419 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election, which was paid by the Company on March 24, 2026. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On March 24, 2026, Mr. Bacon received 419 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election, which was paid by the Company on March 24, 2026. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On March 24, 2026, Mr. Bacon received 419 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on the portion of Mr. Bacon's existing RSUs in which he made such election, which was paid by the Company on March 24, 2026. Mr. Bacon has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until January 1, 2027, or sooner upon a change in control or his service as a director is terminated, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-034565 · tm269824-1_4seq1.xml · derivative · entry 1

LAZAR MELVIN F · CIK 0001218403 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 52,694

Underlying: Common Stock, par value $0.01 per share · 1,452 shares

Expires not disclosed

F1 · derivative.exercise_price: On March 24, 2026, Mr. Lazar received 1,452 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs and paid by the Company on March 24, 2026. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · kind: On March 24, 2026, Mr. Lazar received 1,452 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs and paid by the Company on March 24, 2026. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On March 24, 2026, Mr. Lazar received 1,452 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs and paid by the Company on March 24, 2026. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On March 24, 2026, Mr. Lazar received 1,452 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Lazar's existing RSUs and paid by the Company on March 24, 2026. Mr. Lazar has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-034570 · tm269824-3_4seq1.xml · derivative · entry 1

Green William C · CIK 0001544002 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 62,891

Underlying: Common Stock, par value $0.01 per share · 1,846 shares

Expires not disclosed

F1 · derivative.exercise_price: On March 24, 2026, Mr. Green received 1,846 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Green's existing RSUs and paid by the Company on March 24, 2026. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · kind: On March 24, 2026, Mr. Green received 1,846 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Green's existing RSUs and paid by the Company on March 24, 2026. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.exercise_date: On March 24, 2026, Mr. Green received 1,846 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Green's existing RSUs and paid by the Company on March 24, 2026. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

F1 · derivative.expiration_date: On March 24, 2026, Mr. Green received 1,846 fully vested Restricted Stock Units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") in lieu of the dividend equivalent due on Mr. Green's existing RSUs and paid by the Company on March 24, 2026. Mr. Green has elected to defer his dividend equivalents and receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

SEC source: 0001104659-26-030931 · tm269263-1_4seq1.xml · nonDerivative · entry 1

Tsunis George · CIK 0001682121 · Director

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 24,990

SEC source: 0001104659-26-029704 · tm268997-21_4seq1.xml · nonDerivative · entry 1

Friedman David Erwin · CIK 0002022853 · CCO & Head of Non-Agcy Prod

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 67,323

F1 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029694 · tm268997-13_4seq1.xml · nonDerivative · entry 4

Ridings Thomas J. · CIK 0001409876 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 137,615

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029694 · tm268997-13_4seq1.xml · nonDerivative · entry 3

Ridings Thomas J. · CIK 0001409876 · Chief Accounting Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 139,941

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029695 · tm268997-14_4seq1.xml · nonDerivative · entry 4

WEBER FRED · CIK 0001285199 · EVP-Structured Finance

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 517,276

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029695 · tm268997-14_4seq1.xml · nonDerivative · entry 3

WEBER FRED · CIK 0001285199 · EVP-Structured Finance

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 520,155

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029703 · tm268997-20_4seq1.xml · nonDerivative · entry 4

Elenio Paul · CIK 0001338657 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 374,553

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029703 · tm268997-20_4seq1.xml · nonDerivative · entry 3

Elenio Paul · CIK 0001338657 · Chief Financial Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 381,196

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029702 · tm268997-19_4seq1.xml · nonDerivative · entry 4

Ottaviano Gianni · CIK 0001933834 · Exec VP, Struc Fin Prod

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 175,007

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029702 · tm268997-19_4seq1.xml · nonDerivative · entry 3

Ottaviano Gianni · CIK 0001933834 · Exec VP, Struc Fin Prod

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 176,884

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029701 · tm268997-18_4seq1.xml · nonDerivative · entry 4

Kilgore Gene · CIK 0001308193 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 265,046

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029701 · tm268997-18_4seq1.xml · nonDerivative · entry 3

Kilgore Gene · CIK 0001308193 · EVP

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 270,360

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029700 · tm268997-17_4seq1.xml · nonDerivative · entry 4

GUZIEWICZ ANDREW · CIK 0001571180 · Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 106,631

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029700 · tm268997-17_4seq1.xml · nonDerivative · entry 3

GUZIEWICZ ANDREW · CIK 0001571180 · Chief Credit Officer

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 107,570

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029699 · tm268997-16_4seq1.xml · nonDerivative · entry 4

van der Reis Dennis · CIK 0001783121 · EVP, Structured Asset Mgmt

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 238,534

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

SEC source: 0001104659-26-029699 · tm268997-16_4seq1.xml · nonDerivative · entry 3

van der Reis Dennis · CIK 0001783121 · EVP, Structured Asset Mgmt

10b5-1 filing: No plan indicated

Ownership: Direct

Disclosed balance after: 244,679

F2 · kind: Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.